4099 NE 58TH CIRCLE, SILVER SPRINGS, FL, 34488
Active319 days on marketListed Sep 9, 2025MLS #OM709215
About this home
4099 NE 58TH CIRCLE
Short Sale. Back on Market! Short sale- subject to lender approval- PREAPPROVAL FROM LENDER ISSUED!!. Location, Location, Location! This stunning 2023 home is situated in a secluded, gated community on the edge of the Silver Springs Forest Conservation area, but only 10 minutes from Downtown Ocala! The home features vaulted ceilings, large living area, and 4 spacious bedrooms- tray ceiling and crown molding in the master bedroom. The two large bathrooms include upgraded cabinets with both a garden tub and separate shower in the master bathroom. The kitchen is the perfect gathering spot for your family meals, boasting new stainless steel appliances, upgraded cabinets, garbage disposal, and a breakfast bar with bevel edge countertops. There is ample storage throughout the home, including a two car garage and pass through laundry room. You will love all the tranquil views the area has in your 1/4 acre yard, including large front and rear porches perfect for enjoying a cup of coffee or watching the sunset. Located in the tranquil Silver Springs community, you will enjoy a perfect blend of privacy and convenience- just minutes away from the world famous Silver Springs State park, Ocala National Forest, and Silver River, this location offers many opportunities for kayaking, hiking, fishing, and many more outdoor activities. The home is close to a Publix, Wal Mart Supercenter, several other stores, medical centers, and hospitals. Newer homes in this area are moving quickly, and seller is motivated- schedule your tour today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,758
Sqft
0.26 ac
Lot size
2
Garage
2022
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,315 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,315/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Silver Springs actives
$162 vs $153
Days on market
319 vs 53 typical
Where $162/sqft sits among the 61 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $120K
Silver Springs median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
25 of 61
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 4099 NE 58TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$360,000
3925 NE 58TH CIRCLE · same community
4 bd · 3 ba · 2,292 sqft · $157/sqft · 206 DOM
Sold · Jan ’26$355,000
3913 NE 58TH CIRCLE · same community
4 bd · 2 ba · 2,333 sqft · $152/sqft · 49 DOM
Sold · Jul ’25$309,750
3154 NE 46TH AVENUE
3 bd · 2 ba · 1,720 sqft · $180/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4099 NE 58TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4099 NE 58TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4099 NE 58TH CIRCLE FAQs
What would the monthly payment be for 4099 NE 58TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,315/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4099 NE 58TH CIRCLE?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4099 NE 58TH CIRCLE?+
The most recent tax bill on record (2024) was $3,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4099 NE 58TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $285,000, this home is listed about 30% above the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4099 NE 58TH CIRCLE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 185% above the SILVER SPRINGS 34488 median — but at 1,758 sqft it's also 34% larger than the typical Silver Springs listing.
02Time on market is leverage
319 days on market against a Silver Springs median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $329,000, now $285,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Don Brinning. MLS #OM709215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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