4689 S IRONWOOD POINT, INVERNESS, FL, 34450
Active337 days on marketListed Sep 4, 2025MLS #OM708899
About this home
4689 S IRONWOOD POINT
Discover the perfect place to build your dream home in the heart of Inverness, Florida! These CLEARED AND FENCED 0.39- acre lots sit side by side in a charming neighborhood surrounded by country-style homes and the timeless beauty of Old Southern living. Each lot offers plenty of space and a peaceful setting, but together they create an even larger opportunity to design the home and lifestyle you've always envisioned. A true hidden gem- don't miss your chance to own one or both and create your slice of Inverness paradise! See Realtor remarks.
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$370 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$370/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 4689 S IRONWOOD POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
4645 S IRONWOOD POINT · same community
3 bd · 2 ba · 1,688 sqft · $193/sqft · 195 DOM
Sold · Jan ’26$110,000
5119 S FLORENCE TERRACE
2 bd · 2 ba · 840 sqft · $131/sqft · 3 DOM
Sold · May ’26$115,000
5090 S FLORENCE TERRACE
2 bd · 1.5 ba · 972 sqft · $118/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4689 S IRONWOOD POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4689 S IRONWOOD POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4689 S IRONWOOD POINT FAQs
What would the monthly payment be for 4689 S IRONWOOD POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $370/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4689 S IRONWOOD POINT?+
The most recent tax bill on record (2024) was $241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $30,000, this home is listed about 88% below the Inverness median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4689 S IRONWOOD POINT?+
Inverness Middle School (middle), Citrus High School (high), Inverness Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INVERNESS 34450 market on paper
$30,000 is 84% below the INVERNESS 34450 median of $184,950.
02Time on market is leverage
337 days on market against a Inverness median of 38 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $35,000, now $30,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM708899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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