9951 SW 88TH COURT ROAD UNIT B, OCALA, FL, 34481
Active352 days on marketListed Aug 21, 2025MLS #OM708089
About this home
9951 SW 88TH COURT ROAD UNIT B
--Beautifully Renovated Townhome in On Top of the World – Spacious 1,764 Sq Ft! Step into style and comfort with this fully updated 2-bedroom, 2.5-bathroom townhome located in the highly sought-after On Top of the World 55+ community. Offering 1,764 sq ft of thoughtfully designed living space, this home blends timeless charm with modern upgrades, creating the perfect setting for year-round living or a seasonal retreat. Inside, you’ll be welcomed by a bright, open layout featuring remodeled floors, updated bathrooms, and a beautifully renovated kitchen with quality finishes. The spacious family room is anchored by a cozy fireplace, adding warmth and charm to gatherings with friends and family. The primary suite offers a serene escape with a private en-suite bath, while the guest bedroom and en-suite bath provides comfort for visitors. A convenient half bath adds extra functionality. Recent updates include a new HVAC (2025) for year-round comfort and a roof replaced in 2010 for peace of mind. The home also can be fully furnished or unfurnished, complete with dishes and a washer and dryer, making it truly move-in ready. Living in On Top of the World means enjoying an unmatched lifestyle with resort-style amenities—golf courses, swimming pools, fitness centers, tennis and pickleball courts, hobby studios, walking trails, and a vibrant calendar of social activities. Shopping, dining, and medical facilities are all just minutes away. Don’t miss this rare opportunity to own a fully updated home in one of Ocala’s most desirable communities. Schedule your private showing today and experience the On Top of the World lifestyle for yourself!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,764
Sqft
0.03 ac
Lot size
1982
Year built
Two
Levels
$84
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,715 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,715/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs ON TOP OF THE WORLD
$84 vs $145
Days on market
352 vs 52 typical
Where $84/sqft sits among the 234 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
107 of 234
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9951 SW 88TH COURT ROAD UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
10414 SW 105TH TERRACE · same community
2 bd · 2 ba · 1,767 sqft · $192/sqft · 5 DOM
Sold · Dec ’25$155,000
8959 SW 96TH LANE UNIT A · same community
2 bd · 2 ba · 1,728 sqft · $90/sqft · 124 DOM
Sold · Dec ’25$247,500
9155 SW 83RD COURT UNIT C · same community
2 bd · 2 ba · 1,886 sqft · $131/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9951 SW 88TH COURT ROAD UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9951 SW 88TH COURT ROAD UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9951 SW 88TH COURT ROAD UNIT B FAQs
What would the monthly payment be for 9951 SW 88TH COURT ROAD UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,715/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9951 SW 88TH COURT ROAD UNIT B?+
The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9951 SW 88TH COURT ROAD UNIT B?+
The most recent tax bill on record (2024) was $2,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9951 SW 88TH COURT ROAD UNIT B?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $148,800, this home is listed about 50% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9951 SW 88TH COURT ROAD UNIT B?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$148,800 is 35% below the OCALA 34481 median of $229,900, and at $84/sqft it sits under the Ocala average of $206.
02Time on market is leverage
352 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $193,750, now $148,800 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OAK & SAGE REALTY LLC · Cynthia Wojciechowski. MLS #OM708089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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