
20259 NE 147TH TERRACE, FORT MC COY, FL, 32134
Active352 days on marketListed Aug 20, 2025MLS #OM707792
About this home
20259 NE 147TH TERRACE
This authentic rustic log cabin retreat is tucked away at the very edge of the Ocala National Forest, offering the rare opportunity to own a property that shares a 340-foot common boundary with the Forest itself. More than just being near the woods, this home places you directly alongside its beauty, giving you immediate access to endless outdoor adventure. The cabin has been carefully designed with the surrounding trees preserved to create privacy and seclusion, giving it the true feel of a hidden retreat. Set on 0.86 acres made up of four lots across two parcels (05269-101-14 and 05269-101-15), with overall dimensions of 340 feet by 110 feet, the property is large enough to accommodate an accessory building or even another primary structure if desired. According to the construction plans, the first floor offers 720 square feet of living space, with an additional 415 square feet in the loft, for a total interior of 1,135 square feet. The wraparound porch adds 1,304 square feet, bringing the total building floor space to 2,439 square feet. Inside, all interior walls are tongue-and-groove Southern White Pine, the lower-level floors are Southern White Pine, the bedrooms are finished in warm oak, and the loft is highlighted with rich cherry flooring, creating a timeless blend of natural textures throughout. A log staircase, handcrafted finishes, and abundant woodwork add to the rustic charm you would expect in a true cabin retreat. The home features two bedrooms and a loft bedroom with one and a half baths, plus clever storage options including two attic storage areas and an additional space under the stair landing. Modern comforts blend seamlessly with the cabin’s character, including a microwave, range, refrigerator, garbage disposal, stackable washer and dryer, ceiling fans throughout, a tankless electric water heater installed in 2021, and an HVAC system replaced in 2010 with ductwork updated just two years ago. • NEW STAINLESS STEEL REFRIGERATOR AND RANGE COMING MAY 2026 • Satellite TV service is installed in all rooms as well as the front porch, making it easy to stay connected even while enjoying your retreat. Outside, a wellhouse/storage shed serves as a convenient accessory structure. Surrounding the home is a full wraparound porch, the perfect setting for porch swings, rocking chairs, and evenings spent stargazing under Florida’s clear night skies. The cabin will be sold fully furnished, excluding all taxidermy mountings and a few other personal exceptions, making it easy to move right in and start enjoying. A seven-minute drive takes you to Ferry Boat Landing with its public boat ramp, giving you quick access to Lake Ocklawaha for fishing and boating. Daily conveniences are just a short drive away, with Ocala and Palatka about thirty minutes for larger shopping and dining options. In less than an hour, you can be on the Atlantic Ocean in Daytona Beach or the Gulf of America in Crystal River. Closer to home, you’ll find lakes, rivers, and streams that make this property a true sportsman’s paradise. Whether you envision it as your private getaway, a family retreat, or a profitable Airbnb investment, this one-of-a-kind log cabin blends rustic character, thoughtful design, and unmatched access to Florida’s great outdoors.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,135
Sqft
0.86 ac
Lot size
2007
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$264 vs $201
Days on market
352 vs 42 typical
Where $264/sqft sits among the 59 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $125K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
21 of 59
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 445% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 20259 NE 147TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$23,000
14525 NE 213TH LANE
3 bd · 1 ba · 672 sqft · $34/sqft · 74 DOM
Sold · Jul ’26$50,000
14450 NE 192ND LANE
2 bd · 2 ba · 656 sqft · $76/sqft · 234 DOM
Sold · Dec ’25$188,000
14501 NE 190TH LANE
3 bd · 2 ba · 2,108 sqft · $89/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20259 NE 147TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20259 NE 147TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20259 NE 147TH TERRACE FAQs
What would the monthly payment be for 20259 NE 147TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20259 NE 147TH TERRACE?+
The most recent tax bill on record (2024) was $2,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $299,900, this home is listed about 65% above the Fort Mc Coy median of $181,500. The market section on this page shows how the area is trending.
Which schools are assigned to 20259 NE 147TH TERRACE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,900 runs 445% above the FORT MC COY 32134 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
352 days on market against a Fort Mc Coy median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,000, now $299,900 — a $99K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Mary Johnson. MLS #OM707792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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