David Ramirez
$3,900,000$3,995,0004 bd3.5 ba2,720 sqft$1,434 /sqft$23,472 /mo all-in ↓

1825 W OAK VALLEY COURT, HOMOSASSA, FL, 34446

Active371 days on marketListed Aug 8, 2025MLS #OM707224

Reduced $95KPrivate poolSingle Family ResidenceMEADOW RUN ESTATES

About this home

1825 W OAK VALLEY COURT

CHECK OUT THE VIDEO TOUR! Welcome to a truly exceptional palatial estate – where luxury, privacy, and natural beauty converge. Set on 11.5 pristine acres within a deed restricted, gated enclave of just six expansive homesites, this is the only residence built to date – offering unmatched exclusivity and serenity. Each tract spans nearly 12 acres, ensuring uninterrupted peace and privacy for the future homeowner. Custom built in 2023, this home boasts a rare and remarkable feature: a natural cave located on the property – adding an element of rare geological wonder to an already one-of-a-kind retreat. Designed for luxurious living and effortless entertaining, this home features 4 bedrooms, 3.5 baths, with soaring 12 ft ceilings & seamless travertine flooring throughout the interior, entry covered veranda & pool area. The chef’s kitchen is outfitted with top-of-the-line GE Café appliances, a gas range, quartz countertops, & a dedicated wine/coffee bar. The open concept living space extends to an indoor-outdoor living area, anchored by a 72” linear vent-free gas fireplace. Step outside to your private oasis featuring a heated pool & spa with a Hayward Pro-logic automation system, outdoor shower, & a fully equipped summer kitchen – perfect for year-round entertaining. A standout feature of this property is the 45’x65’ detached garage, ideal for collectors or hobbyists. It comes pre-wired for a commercial-grade car lift & EV charging, and includes polyaspartic epoxy floors, custom cabinetry, a half bath, and an attached 16’x80’ carport for additional covered storage. A 26kW Generac whole-home generator, fueled by a 1,000-gallon buried propane tank, powers both the home and detached garage. The property is supported by two deep wells - one dedicated to the home & garage, the other to a custom 12-zone irrigation system. A fully stocked, half-acre private pond & fountain adds to the tranquil setting. Every detail of this property has been thoughtfully designed for comfort, resilience, and luxury. This is more than a home - it’s a sanctuary. Whether you're looking for a rare investment, a private retreat, or a legacy property, this estate delivers the exceptional.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,720

Sqft

11.34 ac

Lot size

8

Garage

2023

Year built

One

Levels

$1,434

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringTravertine
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingBath In Garage · Boat · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Oversized · RV Carport · RV Garage
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2024)$8,467/yr
PetsYes
CommunityDeed Restrictions · Horses Allowed

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,472 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,044
PMI (est., until 20% equity)$1,463
Property tax — 2024 actual bill$706
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $390,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $390,000
Interest rate6.00%
Loan term

Estimated payment

$23,472/mo

Principal & interest$21,044
PMI (est., until 20% equity)$1,463
Property taxes (actual bill)$706
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Homosassa actives

$1,434 vs $172

Days on market

371 vs 62 typical

Where $1,434/sqft sits among the 221 Homosassa actives

202
18
0
0
0
1 · this home
$123–341$341–560$560–778$778–997$997–1215$1215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Map of 1825 W OAK VALLEY COURT

Drive times from this address

Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34446 — neighborhood snapshot

Population

18,797

Median age

61

Median income

$60,625

Median home value

$231,700

Avg household

2.19

Households w/ children

1,261

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

112 of 221

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1461% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,900,000 $95K
Aug 8, 2025Listed at $3,995,000 · 371 days on market since
2023Built · MEADOW RUN ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1825 W OAK VALLEY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1825 W OAK VALLEY COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1825 W OAK VALLEY COURT FAQs

What would the monthly payment be for 1825 W OAK VALLEY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,472/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1825 W OAK VALLEY COURT?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1825 W OAK VALLEY COURT?+

The most recent tax bill on record (2024) was $8,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1825 W OAK VALLEY COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $3,900,000, this home is listed about 1038% above the Homosassa median of $342,725. The market section on this page shows how the area is trending.

Which schools are assigned to 1825 W OAK VALLEY COURT?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,900,000 runs 1461% above the HOMOSASSA 34446 median — but at 2,720 sqft it's also 43% larger than the typical Homosassa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

371 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $3,995,000, now $3,900,000 — a $95K cut. The full history is in the market section below.

Listing courtesy of REMAX REALTY ONE · Laura Bush. MLS #OM707224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1825 W OAK VALLEY COURT, HOMOSASSA, FL — 4 Bed, 3.5 Bath — $3,900,000 | CENTURY 21 Edge