1012 E MCKINLEY STREET, HERNANDO, FL, 34442
Active357 days on marketListed Jul 30, 2025MLS #OM706584
About this home
1012 E MCKINLEY STREET
Welcome to your future home site located at 1012 E. Mckinley St! This beautiful corner lot is .96/acre, comes with an additional lot of .24/acres (1030 E. Mckinley St) for a total of 1.20 acres offers plenty of room to build your dream home in a highly sought out neighborhood in Citrus Hills! Located just a few miles from shopping, restaurants, golf courses, bike trails, lakes and the Gulf of America, there's something here for everyone to enjoy! Also just a short drive to the Suncoast Parkway for fast access to Tampa, St. Petersburg, Clearwater and other locations if you're looking for a quick commute or just need to go for a weekend getaway! Explore what the Nature Coast in Central Florida has to offer and you will never be bored again! This is the perfect location and offers no HOA fees and is NOT located in a flood zone. City water is available, septic needed. Property to the north of 1030 E Mckinley St is a county DRA so nobody can build on that lot! Another adjacent lot of .96acres is also available.
Facts & features
The home at a glance
0.96 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1012 E MCKINLEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$174,500
2815 N HAMLIN TERRACE · same community
2 bd · 2 ba · 1,232 sqft · $142/sqft · 23 DOM
Sold · Mar ’26$293,000
1155 E BISMARK STREET · same community
3 bd · 2 ba · 1,256 sqft · $233/sqft · 110 DOM
Sold · Apr ’26$325,000
1263 E GETTY LANE · same community
2 bd · 2 ba · 1,316 sqft · $247/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1012 E MCKINLEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1012 E MCKINLEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1012 E MCKINLEY STREET FAQs
What would the monthly payment be for 1012 E MCKINLEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1012 E MCKINLEY STREET?+
The most recent tax bill on record (2024) was $330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $65,000, this home is listed about 83% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1012 E MCKINLEY STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM706584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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