5528 SUMMER SUNSET DRIVE, APOLLO BEACH, FL, 33572
Active393 days on marketListed Jun 25, 2025MLS #OM704408
About this home
5528 SUMMER SUNSET DRIVE
Short Sale. Welcome to the Casa Fresca Turquesa, a 4-bedroom, 2.5-bath two-story home located in the desirable Waterset Wolf Creek community of Apollo Beach. This well-designed floor plan offers both flexibility and function, making it ideal for growing households, entertaining, and everyday comfort. The main floor features an open-concept layout with a spacious living and dining area that flows seamlessly into the kitchen—complete with granite countertops, stainless steel appliances, a large island, and luxury vinyl plank flooring throughout. Upstairs, you’ll find a generously sized primary suite with a walk-in closet and double vanity, three additional bedrooms, a full bathroom, and a conveniently located laundry room. This home is completely carpet-free, featuring durable luxury vinyl plank flooring throughout both levels—offering a modern look and easy maintenance. Additional features include energy-efficient systems, smart home technology, a covered lanai, and a two-car garage. Located in the amenity-rich Waterset Wolf Creek, residents enjoy access to resort-style pools, fitness centers, playgrounds, scenic walking trails, and highly rated schools—all within minutes of dining, shopping, and major commuter routes to Tampa. This is a home built for real life, in a community designed for connection.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,073
Sqft
0.18 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Apollo Beach actives
$195 vs $227
Days on market
393 vs 56 typical
Where $195/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Waterset — neighborhood snapshot
Population
6,572
Median age
36
Median income
$121,993
Median home value
$425,364
Avg household
3
Households w/ children
975
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5528 SUMMER SUNSET DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
5486 SUMMER SUNSET DRIVE · same community
4 bd · 2.5 ba · 2,073 sqft · $176/sqft · 118 DOM
Sold · Apr ’26$532,000
6097 GOLDEN NETTLE DRIVE · same community
4 bd · 3 ba · 2,010 sqft · $265/sqft · 275 DOM
Sold · Apr ’26$490,000
6219 GOLDEN NETTLE DRIVE · same community
3 bd · 3 ba · 2,142 sqft · $229/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5528 SUMMER SUNSET DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5528 SUMMER SUNSET DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5528 SUMMER SUNSET DRIVE FAQs
What would the monthly payment be for 5528 SUMMER SUNSET DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,525/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5528 SUMMER SUNSET DRIVE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5528 SUMMER SUNSET DRIVE?+
The most recent tax bill on record (2024) was $9,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5528 SUMMER SUNSET DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $405,000, this home is listed about 17% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5528 SUMMER SUNSET DRIVE?+
Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$405,000 is 11% below the APOLLO BEACH 33572 median of $454,830, and at $195/sqft it sits under the Apollo Beach average of $266.
02Time on market is leverage
393 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $445,000, now $405,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE TABLE · Ricardo Zelaya. MLS #OM704408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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