
1202 SE KINGS BAY DRIVE, CRYSTAL RIVER, FL, 34429
Active407 days on marketListed Jun 24, 2025MLS #OM703761
About this home
1202 SE KINGS BAY DRIVE
For the first time in 30 years this classic Florida estate is searching for a new owner. Designed for the executives that appreciate a peaceful waterfront view and oversized rooms for maximum enjoyment - especially the waterfront lanai! A nod to mid-century architecture is found in the sleek lines of linear stacked stone that enhances the curb appeal. The sweeping driveway across the front lawn quickly catches one’s attention to this manicured tropical oasis on .61 acres of waterfront living on the iconic Kings Bay Drive. A very impressive albeit never used fireplace in the dining room brings the same stacked stone feature inside to complete the mid-century link. The living room has an etched glass wall separating it from the family room and allows light to filter throughout the interior of the home. Nice large kitchen outfitted with a dry bar, pantry and all newly purchased KitchenAid appliances and a unique pattern of granite for the countertops. On the other side of the fireplace is a huge office leading to the garage or out the back through the mudroom, a perfect spot for fishing poles and freezers! The laundry room and quiet room can also be found just outside the office. Enjoy the oversized family room as you drift off to the lagoon known as Parker’s Haven. Ever so tranquil, this room has double French doors connecting the primary bedroom on one side to the French doors leading out to the lanai. Truly waterfront living to the fullest with almost 100ft of frontage and featuring a boat house with lift and a floating dock. The roofs were updated in 2017 and 2018, and all other repairs were permitted, inspected and closed. Golf carts are allowed on city streets making getting around all that much easier and fun!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,559
Sqft
0.61 ac
Lot size
2
Garage
1970
Year built
One
Levels
$506
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,924 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,924/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$506 vs $215
Days on market
407 vs 46 typical
Where $506/sqft sits among the 139 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
75 of 139
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 620% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1202 SE KINGS BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,100,000
827 SW KINGS BAY DRIVE
4 bd · 3 ba · 3,529 sqft · $312/sqft · 167 DOM
Sold · Nov ’25$260,000
497 N AFTERGLOW CIRCLE
4 bd · 4 ba · 3,327 sqft · $78/sqft · 75 DOM
Sold · Jul ’26$1,600,000
2235 N KINGS COVE POINT
3 bd · 2.5 ba · 3,101 sqft · $516/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1202 SE KINGS BAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1202 SE KINGS BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1202 SE KINGS BAY DRIVE FAQs
What would the monthly payment be for 1202 SE KINGS BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1202 SE KINGS BAY DRIVE?+
The most recent tax bill on record (2025) was $4,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $1,800,000, this home is listed about 500% above the Crystal River median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1202 SE KINGS BAY DRIVE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,800,000 runs 620% above the CRYSTAL RIVER 34429 median — but at 3,559 sqft it's also nearly twice the size of the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
407 days on market against a Crystal River median of 46 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Kim Devane. MLS #OM703761.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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