21312 NE 69TH PLACE, MELROSE, FL, 32666
Active430 days on marketListed May 20, 2025MLS #OM701974
About this home
21312 NE 69TH PLACE
This tract is just outside of Gainesville. There are only a few parcels on this side of the neighborhood. It is secluded with highway access and has Lake Bonnet bordering the north property line. The property is long and narrow, with beautiful oak tree canopies throughout. It has a small area already cleared for a potential homesite and can easily have trails cut throughout. It is set up inside a rural gated community and has access to Lake Bonnet. The peace, quiet, and wildlife throughout make this property one that you’ll want to look at. Please call if you have any questions or want to schedule a showing.
Facts & features
The home at a glance
12.02 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 21312 NE 69TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$206,000
20812 SE 51ST LANE
1 bd · 1 ba · 672 sqft · $307/sqft · 295 DOM
Sold · Aug ’25$160,000
7909 NE 219TH TERRACE
3 bd · 2 ba · 1,296 sqft · $123/sqft · 20 DOM
Sold · Sep ’25$552,000
7925 NE 221ST STREET
2 bd · 2 ba · 1,512 sqft · $365/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21312 NE 69TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21312 NE 69TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21312 NE 69TH PLACE FAQs
What would the monthly payment be for 21312 NE 69TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21312 NE 69TH PLACE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21312 NE 69TH PLACE?+
The most recent tax bill on record (2024) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21312 NE 69TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $199,900, this home is listed about 50% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21312 NE 69TH PLACE?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MELROSE 32666 market on paper
$199,900 is 37% below the MELROSE 32666 median of $314,950.
02Time on market is leverage
430 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $209,000, now $199,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Cody Worley. MLS #OM701974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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