10852 89TH ROAD, LIVE OAK, FL, 32060
Active429 days on marketListed May 20, 2025MLS #OM701948
About this home
10852 89TH ROAD
Calling All Horse Trainers and Breeders! Premier Equestrian Estate on 44+ Acres This professionally designed working farm is ideal for any discipline, offering a seamless layout for efficient horse management, easy upkeep, and top-tier amenities. The main residence boasts 5 bedrooms and 4.5 bathrooms, featuring reclaimed wood and tile floors, spacious entertaining areas, an artist’s studio, two fireplaces, and an in-ground hot tub. The oversized master suite includes back porch access, creating a perfect retreat after a long day on the farm. Equestrian Facilities: The Main Barn features 8 oversized (16x17) stalls, perfect for foaling or large breeds, with rubber mats, mounted fans, and storm shutters. Includes: 2 covered wash stalls, feed room & covered hay storage, tack room, a rider’s lounge with kitchenette, arena-view windows, laundry, and full bath, a covered, lighted arena: Featuring irrigation, a mirror wall, and a PolyTrack surface for year-round training. Also a wooden panel round pen for ground training or breaking. • 7-Stall Shed Row Barn: Well-ventilated with overhead lighting, 2 hot/cold wash stalls. • 3-Stall Gabled Barn: Includes enclosed tack room, wash rack, and laundry. • 2-Stall Run-In Shed: With additional storage. • 9 Paddocks: Designed with curved corners and shade trees. Additional Amenities include, RV hookups for guests or traveling trainers, workshop/tool shed with a large adjacent concrete slab for projects, a spacious aluminum storage shed, and a covered storage for farm equipment. New roof on house, freshly painted interior, wood floors refinished, new carpet installed in 2 bedrooms, and new window trim all in 2025! *This property has been granted a special exception permitting a dog kennel operation accommodating up to 50 dogs. In compliance with operational requirements, the property must also be equipped with a backup generator capable of sustaining power for a minimum of 48 hours. This equestrian property is ready for you and your horses—whether for breeding, training, or simply enjoying the equestrian lifestyle. Schedule a tour today!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,497
Sqft
44.35 ac
Lot size
1999
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,596 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,596/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 337% above the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10852 89TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10852 89TH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10852 89TH ROAD FAQs
What would the monthly payment be for 10852 89TH ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,596/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10852 89TH ROAD?+
The most recent tax bill on record (2024) was $6,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $1,200,000, this home is listed about 307% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 337% above the LIVE OAK 32060 median — but at 4,497 sqft it's also nearly twice the size of the typical Live Oak listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
429 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,650,000, now $1,200,000 — a $450K cut. The full history is in the market section below.
Listing courtesy of OCALA HORSE PROPERTIES, LLC · Stacy Larsson. MLS #OM701948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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