David Ramirez
$1,999,999$2,279,8004 bd3.5 ba3,794 sqft$527 /sqft$12,370 /mo all-in ↓

10925 SW 16TH AVENUE, OCALA, FL, 34476

Active471 days on marketListed Apr 10, 2025MLS #OM699105

Reduced $280KFarmACREAGE NON SUBDIVISION

About this home

10925 SW 16TH AVENUE

Direct access to the Greenways, you’ll enjoy paved bike paths, mountain biking trails, and miles of picturesque horse-riding trails right at your doorstep. This stunning property sits on an expansive 6.89+/—acres. It is a unique opportunity for horse enthusiasts and outdoor lovers alike, featuring a main residence, a guest residence, and a five-stall horse barn with an apartment. This impressive two-story residence boasts 2 bedrooms and 2.5 bathrooms, along with a spacious 2-car garage. The highlights include a brand-new Presidential Triple Laminate Shingle roof, elegant copper gutters, and a full-house Generac propane generator for peace of mind. Enjoy modern living with new stainless-steel appliances, custom solid wood cabinets, and beautiful granite countertops throughout. The luxurious owner's suite features a stunning back wall made of a single granite slab, and the entire home showcases heated tile floors, opting for tongue-and-groove walls instead of drywall. Cozy up by the Chicago brick gas fireplace or unwind on the expansive back paver deck. Additional features include a water softener, a dedicated laundry room, and a convenient garage door opener. Perfect for guests or Airbnb rental potential, this charming residence includes two bedrooms and three bathrooms, each with its own private entrance or the option to connect. The property features a full kitchen downstairs and a kitchenette upstairs, both adorned with granite finishes. Enjoy the benefits of new mini-split units, a full gym/workout room (which can be easily converted into a third bedroom), and a separate laundry room. Relax on either the front or rear covered porches. The well-appointed barn features five stalls, a feed room, a tack room, and two wash racks equipped with hot water. A cozy sitting area makes it a perfect gathering spot after a day of riding. Barn Apartment: This private one-bedroom, one-bathroom apartment features a kitchenette and a mini-split A/C unit, ideal for added privacy or accommodating guests. This fully fenced and cross-fenced property features five paddocks equipped with concrete waterers. An inviting asphalt driveway with concrete curbing leads to the custom solid aluminum gate. Enjoy evenings by the fire pit, appreciate the serene lighted fountain, and revel in the plentiful outdoor lighting that enhances this beautiful estate. Rare opportunity to own a remarkable property that truly has it all!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,794

Sqft

6.89 ac

Lot size

2

Garage

1978

Year built

Two

Levels

$527

Per sqft

Fireplace

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$8,022/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,370 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property tax — 2024 actual bill$669
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $200,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $200,000
Interest rate6.00%
Loan term

Estimated payment

$12,370/mo

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property taxes (actual bill)$669
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$527 vs $181

Days on market

471 vs 43 typical

Where $527/sqft sits among the 400 Ocala actives

230
128
12
12
5
13 · this home
$122–189$189–257$257–324$324–392$392–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10925 SW 16TH AVENUE

Drive times from this address

Downtown Orlando72 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

159 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 590% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,999,999 $280K
Apr 10, 2025Listed at $2,279,800 · 471 days on market since
1978Built · ACREAGE NON SUBDIVISION

Reality check

What actually sold near 10925 SW 16TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2275 SW 107TH PLACESold · Mar ’26

$800,000

2275 SW 107TH PLACE · same community

3 bd · 2 ba · 2,584 sqft · $310/sqft · 116 DOM

1838 SW 97TH PLACESold · Dec ’25

$997,225

1838 SW 97TH PLACE · same community

2 bd · 2 ba · 2,562 sqft · $389/sqft · 308 DOM

9605 S MAGNOLIA AVENUESold · Jun ’26

$3,250,000

9605 S MAGNOLIA AVENUE

5 bd · 5.5 ba · 4,565 sqft · $712/sqft · 452 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10925 SW 16TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10925 SW 16TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10925 SW 16TH AVENUE FAQs

What would the monthly payment be for 10925 SW 16TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,370/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10925 SW 16TH AVENUE?+

The most recent tax bill on record (2024) was $8,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $1,999,999, this home is listed about 569% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10925 SW 16TH AVENUE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,999,999 runs 590% above the OCALA 34476 median — but at 3,794 sqft it's also nearly twice the size of the typical Ocala listing.

02Time on market is leverage

471 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $2,279,800, now $1,999,999 — a $280K cut. The full history is in the market section below.

Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM699105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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