
12180 MAPLE STREET, DUNNELLON, FL, 34432
Active485 days on marketListed Mar 25, 2025MLS #OM698019
About this home
12180 MAPLE STREET
This classic WATERFRONT home is perfectly situated along the stunning banks of the Rainbow River in downtown Dunnellon, Florida. Upon entering, your eyes are immediately drawn to the crystal-clear water beyond the lanai, where you can envision yourself sipping morning coffee while enjoying the soothing sounds of nature and watching the sun's golden rays dance upon the water in the early dawn. Spanning a generous 2,162 square feet of interior living space and about 135 feet of waterfrontage, this home radiates potential and allure, eagerly awaiting new owners to revive it and make it their own! This 4-bedroom, 2.5-bathroom, 2-car garage home has ample space for family and friends to enjoy multiple private and shared living areas with breathtaking views of the Rainbow throughout. Its 1973 vintage “Old Florida” charm echoes a familiar architectural style often seen along the river. Yes, it needs updating, but its layout is the perfect canvas for crafting a personal haven that mirrors your unique style and vision. This home sits on a very comfortable .26-acre parcel, with several gorgeous bottle brush trees around the home, blooming red blossoms intermittently throughout the year. With the ROOF and HVAC UPDATED in 2019, the rest of the home presents a blank slate for your imagination, poised to transform into a sanctuary where cherished memories are forged. Best of all, this home is situated across from a nature preserve, providing a lifetime of privacy across the way! For those unfamiliar with the Rainbow, the water is 72 degrees year-round and sourced from a First Magnitude Spring flowing from Rainbow Springs State Park, pumping over 400 million gallons of fresh spring water daily. This gives you about 5.7 miles of unique crystal-clear water for swimming, boating, tubing, and paddling adventures until it converges with the Withlacoochee River, which offers many more miles of exploration without ever getting bored with the same scenery! Just want to chill? Fish right off the dock, birdwatch, host barbecues, or simply relax in the radiant afternoon sun. Feel the need to explore more? This home is centrally located to local restaurants, shopping, amenities, and parks. It is also directly across from the Dunnellon Nature/Bike Trail, which leads to the Withlacoochee Trail - a sought-after destination for outdoor enthusiasts, giving you about 46 miles of outside adventure, and allowing you to traverse some of Florida's most unique forests and wetlands. This home is also within 30 minutes of Ocala and the World Equestrian Center, about an hour from Gainesville, and less than two hours from Orlando and Tampa airports, theme parks, and some of Florida's best beaches. Seize this opportunity to breathe new life into this lovely dwelling along the Rainbow River, and create the dream home or vacation retreat you’ve always envisioned! Let the adventure begin, and call today to set your appointment!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,162
Sqft
0.26 ac
Lot size
2
Garage
1973
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,452 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,452/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67.5%
Days on market
485 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 280% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12180 MAPLE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12180 MAPLE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12180 MAPLE STREET FAQs
What would the monthly payment be for 12180 MAPLE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12180 MAPLE STREET?+
The most recent tax bill on record (2025) was $2,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $875,000, this home is listed about 192% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12180 MAPLE STREET?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 280% above the DUNNELLON 34432 median — but at 2,162 sqft it's also 29% larger than the typical Dunnellon listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
485 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $875,000 — a $225K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM698019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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