David Ramirez
$269,000$289,000$2,038 /mo all-in ↓

000 SE 118TH LANE, BELLEVIEW, FL, 34420

Active501 days on marketListed Mar 11, 2025MLS #OM696975

Reduced $20KAVONLEA PH 01 & 02

About this home

000 SE 118TH LANE

LOOKING FOR A PLACE TO BUILD YOUR DREAM HOME? LOOK NO FURTHER! 3.1 ACRES IN THE BEAUTIFUL GATED COMMUNITY OF AVONLEA AT SMITH LAKE. AVONLEA FEATURES PLENTIFUL CENTURY OLD MAJESTIC OAKS THAT LINE THE STREETS THROUGHOUT WITH CUSTOM CRAFTED DECORATIVE GATES AND A FOUNTAIN TO GREET YOU AT THE ENTRENCE. AVONLEA IS LOCATED OFF OF SR 25 ON SPRING FED SMITH LAKE WITH ONLY 38 BUILDABLE LOTS RANGING FROM 2-10 ACRES AND IS HORSE FRIENDLY. INSIDE THE COMMUNITY IS A PRIVATE BOAT RAMP TO ACCESS SPRING FED SMITH LAKE TO GO FISHING OR ENJOY YOUR JET SKIS. THIS LOT IS SITUATED ON TOP OF THE HILL WITH A GREAT VIEW AND HAS ALREADY BEEN PARTIALLY CLEARED BUT STILL HAS PLENTY OF BEAUTFUL MAJESTIC OAK TREES ON IT.

Facts & features

The home at a glance

3.1 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$83/mo
Taxes (2024)$1,104/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,038 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$92
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,038/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$92
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Belleview

Map of 000 SE 118TH LANE

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

ElementaryBelleview-Santos Elementary School★★★★
MiddleBelleview Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$255K$276K

Belleview median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 $20K
Mar 11, 2025Listed at $289,000 · 501 days on market since

Reality check

What actually sold near 000 SE 118TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11638 SE 101ST COURT ROADSold · Mar ’26

$1,100,000

11638 SE 101ST COURT ROAD · same community

3 bd · 3 ba · 2,716 sqft · $405/sqft · 22 DOM

10641 SE 127TH LANESold · May ’26

$50,000

10641 SE 127TH LANE

1 bd · 1 ba · 648 sqft · $77/sqft · 6 DOM

10720 SE 128TH STREETSold · Aug ’25

$108,500

10720 SE 128TH STREET

2 bd · 1 ba · 784 sqft · $138/sqft · 190 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 000 SE 118TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 000 SE 118TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

000 SE 118TH LANE FAQs

What would the monthly payment be for 000 SE 118TH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,038/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 000 SE 118TH LANE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 000 SE 118TH LANE?+

The most recent tax bill on record (2024) was $1,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 000 SE 118TH LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleview?+

At $269,000, this home is listed about 5% below the Belleview median of $283,735. The market section on this page shows how the area is trending.

Which schools are assigned to 000 SE 118TH LANE?+

Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Mark Denton. MLS #OM696975.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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