David Ramirez
$29,900≈$360 /mo all-in ↓

7871 NE 305TH TERRACE, FORT MC COY, FL, 32134

Active540 days on marketListed Feb 17, 2025MLS #OM695332

✦ Priced 46% below the FORT MC COY 32134 medianSPORTMANS HAVEN UN

About this home

7871 NE 305TH TERRACE

2 separate parcels combined for a total of .49 acres just a few blocks from Lake George within the Ocala National Forest, perfect for your weekend getaway, winter retreat, or full-time residence. R-4 zoning allows for site built or mobile homes. This area offers a quiet, country setting and provides tons of outdoor activities including hunting, fishing, hiking, boating, etc.. Build or place a home on one parcel to create your own private residence or build/place on home on both parcels for family or income producing opportunities.

Facts & features

The home at a glance

0.49 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$134/yr

Utilities & systems

UtilitiesOther
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$360 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$176
FHA mortgage insurance (est.)$13
Property tax — 2024 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,047
Interest rate6.00%
Loan term

Estimated payment

$360/mo

Principal & interest$176
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fort Mc Coy

Map of 7871 NE 305TH TERRACE

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★★
HighNorth Marion High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced — 7.0 months of inventoryBuyer’s market

$240K → $111K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Feb 17, 2025Listed at $29,900 · 540 days on market since

Reality check

What actually sold near 7871 NE 305TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8671 NE 304TH TERRACESold · Apr ’26

$79,000

8671 NE 304TH TERRACE

0 bd · 1 ba · 314 sqft · $252/sqft · 3 DOM

8575 NE 305TH AVENUESold · May ’26

$189,900

8575 NE 305TH AVENUE

2 bd · 1 ba · 1,086 sqft · $175/sqft · 3 DOM

9490 NE 306TH AVENUESold · Aug ’26

$185,000

9490 NE 306TH AVENUE

3 bd · 2 ba · 1,600 sqft · $116/sqft · 354 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7871 NE 305TH TERRACE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7871 NE 305TH TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

7871 NE 305TH TERRACE FAQs

What would the monthly payment be for 7871 NE 305TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $360/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7871 NE 305TH TERRACE?+

The most recent tax bill on record (2024) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $29,900, this home is listed about 83% below the Fort Mc Coy median of $172,450. The market section on this page shows how the area is trending.

Which schools are assigned to 7871 NE 305TH TERRACE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Keep looking

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Listing courtesy of RE/MAX ALLSTARS REALTY · Peggy Pittas. MLS #OM695332.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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