6877 SW 131ST CIRCLE, OCALA, FL, 34481
Active560 days on marketListed Jan 19, 2025MLS #OM693312
About this home
6877 SW 131ST CIRCLE
One or more photo(s) has been virtually staged. ICF -INSULATED CONCRETE FORMS- HOME that delivers unmatched storm protection, thermal insulation, superior energy savings, acoustic insulation and a quiet, healthy indoor environment with impressive strength and reliability. The Developer proudly presents this stunning ICF-constructed home in Ocala, Florida- a masterpiece of durability, energy efficiency and comfort. This is a New Spec Home for the growing Ocala area. Located in one of the growing and picturesque subdivision of Marion County, Rolling Hills, surrounded by a canopy of mature trees and lush native foliage with towering pines, graceful oaks, and open lawns blend seamlessly, creating a tranquil, private escape in perfect harmony with nature. Within 15 minutes from the WEC, near the main National Parks/Springs of Central Florida, in a 1.54 acres lot. Built with 150 ft set back from the main road, this 2,284 sq ft interior living area + 820 sq ft of insulated garage home with Standing Seam Metal Roof, has 4 bedrooms, 3 bathrooms, an open concept kitchen / dining-room / living-room / entertainment area, large laundry/mud/utility room with added tub/sink, 3 vehicles garage, plenty of closet space. Very high ceiling of almost 11' tall and 4'x4' polished Sahara Spanish tile throughout the entire house with all interior doors of 8' of solid wood and low energy windows, custom designed kitchen with 112" x 46" granite island and countertops, stainless steel farmhouse apron front kitchen sink, GE series smart appliances, double oven, double door refrigerator, wine cooler, induction cooktop, downdraft ventilation system, Samsung Washer/Dryer. Interior Lighting: 28 pieces recessed lighting LED 6"x6" square 6500K on dimmers throughout. Exterior Lighting: pencil LED lights on exterior columns and front and back of garage + LED ceiling light and Spot lights/Sensors on all 5 corners of the house. The beautiful designed driveway leads you to the 4'x8' solid Mahogany front door. For the exterior around the house: hydro-seeding system to grow lawn from Bermuda grass seeds, greatly beneficial. 4 Zones Irrigation system is in place. Seamless Gutters with full Leaf Guards throughout; includes underground drainage system. Electrical exterior connection for generator (Stub Out) in place.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,284
Sqft
1.54 ac
Lot size
3
Garage
2025
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,108 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,108/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs Ocala actives
$297 vs $184
Days on market
560 vs 43 typical
Where $297/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6877 SW 131ST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$390,000
13194 SW 70TH LANE · same community
5 bd · 2 ba · 2,230 sqft · $175/sqft · 27 DOM
Sold · Dec ’25$350,000
6888 SW 131ST CIRCLE · same community
4 bd · 3 ba · 2,362 sqft · $148/sqft · 47 DOM
Sold · Jan ’26$489,900
12288 SW 67TH LANE · same community
4 bd · 2 ba · 2,073 sqft · $236/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6877 SW 131ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6877 SW 131ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6877 SW 131ST CIRCLE FAQs
What would the monthly payment be for 6877 SW 131ST CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,108/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6877 SW 131ST CIRCLE?+
The most recent tax bill on record (2024) was $360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6877 SW 131ST CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $679,000, this home is listed about 127% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6877 SW 131ST CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,000 runs 191% above the OCALA 34481 median — but at 2,284 sqft it's also 32% larger than the typical Ocala listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
560 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $787,000, now $679,000 — a $108K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROFESSIONAL REALTY OF OCALA · Maria Domizioli. MLS #OM693312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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