David Ramirez
$165,000$199,0002 bd1 ba612 sqft$270 /sqft$1,313 /mo all-in ↓

23673 NE 134TH LANE ROAD, FORT MC COY, FL, 32134

Active743 days on marketListed Jul 26, 2024MLS #OM682675

Reduced $34KWaterfrontMobile HomeLAKE KERR KEY

About this home

23673 NE 134TH LANE ROAD

Kerr Key Classic is the perfect way to describe this cute 1965 mobile home with Keys feel and super clean with lots of updates. Outdoors includes 150' of canal water frontage with bulkhead, both open and covered Gazebo dock area with power, water and lighting, built in bench and fish cleaning station. Bring the fishing poles and cold beverages. Home includes 2 bedrooms, 1 bathroom with 612 square feet of living area. Spacious living room and open kitchen area with classic wood cabinets and lots of counter space. Main bedroom is cozy in size with a window AC unit. Bathroom includes tub/shower combo, wood cabinets, storage/linen closet and large counter space. 2nd bedroom is smaller and includes a large closet and storage. There is also an attached 144 sq ft bonus Florida/Dining room with canal views and the new owner could easily add an AC/Heat unit. This home is ready for guests with 2 RV hookups and a large covered front porch with LED lighting. Storage shed(12'x12') included as well with power and water hook-ups. Updates include new flooring throughout the main bedroom and hallway with drywall finishing and paint. Roof sealed in 2022. Lake Kerr is approx. 2800 acre spring fed lake and 2nd largest lake in Marion County. Located in the Heart of the Ocala National Forests. Lake Kerr also has access to Little Lake Kerr(Lake Werner). Some of the best fishing in Central Florida with largemouth bass, bream, catfish, specks and more to challenge you daily. Unique shape of the lake lends great opportunities for every kind of watersports including wakeboarding, waterskiing, canoeing, kayaking, tubing or just going for a relaxing boat cruise. There is only one public boat ramp(Morehead Park) with beautiful Kaufman Island located in the middle of lake.Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don't forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only a short 30 minute drive to Ocala or Palatka for all your needs.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

612

Sqft

0.41 ac

Lot size

1965

Year built

One

Levels

$270

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringLuxury Vinyl
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Solid Wood Cabinets · Window Treatments
LaundryOther
CoolingWall/Window Unit(s)
HeatingOther · Wall Units / Window Unit

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationPillar/Post/Pier
ViewTrees/Woods · Water
FacesEast
ParkingBoat · RV Parking
ExteriorOther

Community & fees

Taxes (2023)$1,307/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,313 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2023 actual bill$109
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,313/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$109
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$270 vs $201

Days on market

743 vs 50 typical

Where $270/sqft sits among the 60 Fort Mc Coy actives

13
16
9
13 · this home
5
4
$81–136$136–191$191–247$247–302$302–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 23673 NE 134TH LANE ROAD

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$240K$125K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 60

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $34K
Jul 26, 2024Listed at $199,000 · 743 days on market since
1965Built · LAKE KERR KEY

Reality check

What actually sold near 23673 NE 134TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23667 NE 135TH LANESold · Jun ’26

$132,000

23667 NE 135TH LANE · same community

1 bd · 1 ba · 632 sqft · $209/sqft · 0 DOM

13675 NE 238TH COURTSold · Nov ’25

$435,000

13675 NE 238TH COURT · same community

2 bd · 1 ba · 1,183 sqft · $368/sqft · 12 DOM

24839 NE 130TH STREETSold · May ’26

$90,000

24839 NE 130TH STREET

2 bd · 1.5 ba · 1,038 sqft · $87/sqft · 205 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 23673 NE 134TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23673 NE 134TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

23673 NE 134TH LANE ROAD FAQs

What would the monthly payment be for 23673 NE 134TH LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 23673 NE 134TH LANE ROAD?+

The most recent tax bill on record (2023) was $1,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $165,000, this home is listed about 7% below the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.

Which schools are assigned to 23673 NE 134TH LANE ROAD?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$165,000 runs 200% above the FORT MC COY 32134 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

743 days on market against a Fort Mc Coy median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $199,000, now $165,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM682675.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Fort Mc Coy homes, in your inbox

Like 23673 NE 134TH LANE ROAD but not quite? A daily digest of every new listing in Fort Mc Coy — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 10:56 PM UTC. The listing information on this page last changed on August 8, 2026 at 10:56 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 10:56 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 10:56 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.