22649 NE 105TH AVENUE ROAD, FORT MC COY, FL, 32134
Active1036 days on marketListed Oct 11, 2023MLS #OM666026
About this home
22649 NE 105TH AVENUE ROAD
Breezy waterfront living never provided so much potential! Breezy waterfront living never looked so inviting! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers lovely shoreline views and just over 3/4ths of an acre of space. Named ‘The Big Green House,’ the home has been lovingly maintained and is move-in ready with full furnishing. Offering a total of 2-bedrooms and 2-baths, the home has been meticulously rebuilt and expanded with all new plumbing, electrical wiring, trusses, a standing seam metal roof, and is highly energy efficient. Used currently as VRBO, there is ample potential to continue this usage without much fuss or to instead use this as a personal vacation home or as year-round residence. The interiors feature ample natural light, tall vaulted ceilings, beautiful tongue-and-groove wood work throughout, and lots of space to enjoy. The home features a large great room, as well as a large open kitchen that includes stainless steel appliances, abundant counter and cabinet space, center island with breakfast bar, and adjacent dining nook. Both bathrooms are immaculate, with recent updates and a clean aesthetic. A large screen-enclosed porch rests to the lakeside of the home, providing a wonderful space to enjoy stunning views of the lake and a cozy area to catch some shade. Miles Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, as well as power/ski boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many options Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,272
Sqft
0.79 ac
Lot size
1952
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$314 vs $201
Days on market
1036 vs 34 typical
Where $314/sqft sits among the 64 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $111K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 64
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 656% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 22649 NE 105TH AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$159,500
23205 NE 110TH AVENUE
3 bd · 2 ba · 1,286 sqft · $124/sqft · 0 DOM
Sold · May ’26$119,000
22045 NE 106TH AVENUE
3 bd · 1 ba · 1,312 sqft · $91/sqft · 8 DOM
Sold · Aug ’25$182,000
23125 NE 111TH COURT
3 bd · 2 ba · 1,155 sqft · $158/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 22649 NE 105TH AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22649 NE 105TH AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
22649 NE 105TH AVENUE ROAD FAQs
What would the monthly payment be for 22649 NE 105TH AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22649 NE 105TH AVENUE ROAD?+
The most recent tax bill on record (2025) was $2,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $399,000, this home is listed about 135% above the Fort Mc Coy median of $169,900. The market section on this page shows how the area is trending.
Which schools are assigned to 22649 NE 105TH AVENUE ROAD?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 656% above the FORT MC COY 32134 median — but at 1,272 sqft it's also 25% larger than the typical Fort Mc Coy listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1036 days on market against a Fort Mc Coy median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $474,000, now $399,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Dawn Mahler. MLS #OM666026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Mc Coy homes, in your inbox
Like 22649 NE 105TH AVENUE ROAD but not quite? A daily digest of every new listing in Fort Mc Coy — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →