
Commercial Sale · Retail
3109 S FLORIDA AVENUE, INVERNESS, FL, 34450
Active1303 days on marketListed Jan 10, 2023MLS #OM650537
About this property
The property at a glance
SIZE DOES MATTER in development. This 1.85-acre site, zoned General Commercial and fronting S Florida Avenue/Hwy 41 S (11,200 AADT) with over 383’ of frontage, is located in the booming Historic Nature Coast town of Inverness in Citrus County, Florida. Current zoning offers an expansive array of opportunities with allowable uses such as retail/general commercial, professional/medical offices, gas stations/C-stores, restaurants, bars, and much more. Located just outside the city limits of Inverness and within unincorporated Citrus County, owners will benefit from lower taxes and close proximity to Historic Downtown Inverness. To the east of the property line, you will find the Rails to Trails, with over 46 miles of trails—one of the longest paved rail-trails in Florida—attracting a significant number of eco-tourists and outdoor cycling enthusiasts. The City of Inverness has recently invested heavily in improving the beautification of our small town, including the newly constructed lakefront parks: Liberty, Wallace Brooks, and the Depot District. With the recent $135 million expansion of the Suncoast Parkway and future extensions, Citrus County is poised for historic growth within the Tampa MSA. Just a 15-minute drive from the property, an ideal customer base of 46,361 residents with an average age of 58 and a median household income of $65,000 awaits. Disclaimer: All information provided herein is for marketing purposes only and is not guaranteed for accuracy. Prospective buyers or tenants are encouraged to conduct their own independent due diligence. The seller, broker, and associated parties make no representations or warranties, expressed or implied, as to the accuracy or completeness of this information. All dimensions, zoning details, financial data, and other property-related facts should be independently verified. Please consult with appropriate licensed professionals before making any investment or purchasing decisions.
1,920
Building sq ft
$338
Price / sq ft
1.06
Lot acres
1970
Year built
1
Building
GNC
Zoning
Retail
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$3,310/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
10,408
Population
$48,955
Median income
59.5
Median age
2.04
Avg household
$210,200
Median home value
$973/mo
Median rent
604
Households w/ kids
Recent sales
What actually sold near 3109 S FLORIDA AVENUE
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

$300,000
3275 S FLORIDA AVENUE
1,920 sqft · $156/sqft · Sold Apr 27, 2026

$300,000
3287 S FLORIDA AVENUE
2,090 sqft · $144/sqft · Sold May 20, 2026

$175,000
6011 E TURNER CAMP ROAD
1,696 sqft · $103/sqft · Sold Jan 14, 2025
Your team
The pros in your corner
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, offers, and every question about 3109 S FLORIDA AVENUE — start here.

Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 3109 S FLORIDA AVENUE.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Elias Kirallah. MLS #OM650537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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