3573 NW 18TH AVENUE, OKEECHOBEE, FL, 34972
Active150 days on marketListed Feb 24, 2026MLS #OK225816
About this home
3573 NW 18TH AVENUE
This stunning 3-bd, 2-ba home on oversized .36 acre lot is packed with custom upgrades far beyond standard builder grade. Soaring 10-foot ceilings, 8-foot doors, plantation shutters, and gorgeous 36-inch tile flow throughout the home. The open-concept living area features a vaulted ceiling and decorative fireplace, creating a bright yet inviting space. The kitchen shines with solid wood, soft close cabinetry, quartz countertops, and stainless-steel appliances. The spacious primary suite offers a tray ceiling, custom walk-in closet, and a beautifully tiled shower with river rock flooring. Impact windows and doors, spray foam insulation, and an on-demand water heater provide excellent energy efficiency. Enjoy the 21x10 covered lanai, brick paver driveway, gutters, and more.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,534
Sqft
0.36 ac
Lot size
2
Garage
2024
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Okeechobee actives
$234 vs $202
Days on market
150 vs 11 typical
Where $234/sqft sits among the 278 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 278
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 553% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3573 NW 18TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$232,500
3817 NW 35TH AVENUE
4 bd · 2 ba · 1,536 sqft · $151/sqft · 138 DOM
Sold · Dec ’25$375,000
1600 US HIGHWAY 98 N
3 bd · 2 ba · 1,501 sqft · $250/sqft · 0 DOM
Sold · Sep ’25$235,500
3790 NW 4TH AVENUE
3 bd · 2 ba · 1,494 sqft · $158/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3573 NW 18TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3573 NW 18TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3573 NW 18TH AVENUE FAQs
What would the monthly payment be for 3573 NW 18TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3573 NW 18TH AVENUE?+
The most recent tax bill on record (2025) was $4,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3573 NW 18TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $359,000, this home is listed about 28% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN KEY REALTY. MLS #OK225816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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