6883 ST JOHNS AVENUE, PALATKA, FL, 32177
Active258 days on marketListed Nov 18, 2025MLS #OK225741
About this home
6883 ST JOHNS AVENUE
Owner financing is available! This is an excellent opportunity to own a desirable lot on a paved road in the developing area of Palatka. With no HOA restrictions, proximity to the town center, it's an ideal location. If you're seeking to buy your dream property in Florida, your search ends here. This lot is priced below market value, making land purchase in Florida a sound investment. Whether you're planning to build your dream home, a vacation retreat, a rental property, or simply hold onto the land as a valuable long-term asset for future resale at a profit, this property represents a wise choice.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$182K → $279K
Palatka median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 6883 ST JOHNS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$229,900
7022 FOXWOOD LANE
3 bd · 2 ba · 1,100 sqft · $209/sqft · 0 DOM
Sold · Mar ’26$30,000
116 CORBETT ROAD
2 bd · 2 ba · 1,170 sqft · $26/sqft · 0 DOM
Sold · May ’26$205,000
109 JACKSON CIRCLE
3 bd · 1 ba · 1,300 sqft · $158/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6883 ST JOHNS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6883 ST JOHNS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6883 ST JOHNS AVENUE FAQs
What would the monthly payment be for 6883 ST JOHNS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $255/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6883 ST JOHNS AVENUE?+
The most recent tax bill on record (2024) was $313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $10,900, this home is listed about 96% below the Palatka median of $259,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6883 ST JOHNS AVENUE?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #OK225741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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