20914 NW 280TH STREET, OKEECHOBEE, FL, 34972
Active328 days on marketListed Sep 3, 2025MLS #OK225543
About this home
20914 NW 280TH STREET
Fully operational 10-acre agricultural property in Okeechobee, Florida. This property is set up as an active agricultural operation and includes full perimeter fencing and an underground irrigation system that services all planted trees. Current fruit production includes papaya, mango, sugar plum, banana, and coconut. Additional features include three stocked fishponds, a large pole barn, two wells, separate bathroom facilities, and multiple outbuildings including a shed and office. A Kubota tractor and gas-powered golf cart are included in the sale. Internet service is available through Hews. This property offers established agricultural infrastructure suitable for continued farming, investment, or private use. A mobile home can be added for an additional fee; inquire for details.
Facts & features
The home at a glance
10 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,272 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,272/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 788% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 20914 NW 280TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$235,000
19033 NW 262ND STREET
3 bd · 2 ba · 1,493 sqft · $157/sqft · 8 DOM
Sold · Jan ’26$265,500
21122 NW 278TH STREET
3 bd · 2 ba · 1,493 sqft · $178/sqft · 82 DOM
Sold · Feb ’26$265,900
21067 NW 278TH STREET
3 bd · 2 ba · 1,493 sqft · $178/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20914 NW 280TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20914 NW 280TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20914 NW 280TH STREET FAQs
What would the monthly payment be for 20914 NW 280TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,272/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20914 NW 280TH STREET?+
The most recent tax bill on record (2024) was $929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $479,400, this home is listed about 71% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$479,400 runs 788% above the OKEECHOBEE 34972 median.
02Time on market is leverage
328 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $595,000, now $479,400 — a $116K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #OK225543.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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