David Ramirez
$1,245,6003 bd2.5 ba2,589 sqft$481 /sqft$7,777 /mo all-in ↓

630 W 11TH AVENUE, MOUNT DORA, FL, 32757

Active0 days on marketListed Aug 14, 2026MLS #O6432804

New constructionPrivate poolSingle Family ResidenceCOTTAGES ON 11TH

About this home

630 W 11TH AVENUE

Pre-Construction. To be built. Your chance to enjoy easy, inspired living in Mount Dora’s LAST EVER Luxury Downtown Custom Home Community. This beautifully arranged single-story home offers approximately 2,589 square feet with an open kitchen and great room designed to bring everyone together. Large living spaces flow naturally toward the outdoor retreat, where a sparkling pool, covered entertaining area, and optional summer kitchen set the stage for everything from quiet mornings to lively get-togethers. Tucked away on its own side of the home, the owner’s suite provides a private escape with a spacious wardrobe and well-appointed bath. Two additional bedrooms are positioned on the opposite side for added privacy and versatility. Complete with a walk-in pantry, dedicated laundry room, powder bath, and two-car garage, this home pairs smart design with an easygoing lifestyle made for enjoying every day. At Cottages on 11th, the lifestyle extends far beyond your front door. Leave the car behind and take a short stroll into downtown Mount Dora, where tree-lined streets lead you to local boutiques, cozy cafés, and an ever-changing mix of dining spots. Weekends fill easily with festivals, live music, waterfront sunsets, and seasonal celebrations, all just steps from home. With only twenty-seven residences, this intimate community offers a rare blend of connection, charm, and comfort. Surrounded by homes that reflect the character of Mount Dora’s beloved Historic District, you’ll enjoy a setting that feels both timeless and uniquely yours!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,589

Sqft

0.16 ac

Lot size

2

Garage

2027

Year built

One

Levels

$481

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Porcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$200/mo
Taxes (2026)$2,747/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,777 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,721
PMI (est., until 20% equity)$467
Property tax — 2026 actual bill$229
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,560Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,560
Interest rate6.00%
Loan term

Estimated payment

$7,777/mo

Principal & interest$6,721
PMI (est., until 20% equity)$467
Property taxes (actual bill)$229
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.1MedgeAI estimate $1,241,415 · range $1.2M$1.4M$1.4M

vs edgeAI estimate

+0.3%

Days on market

0 vs 52 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mount Dora

Map of 630 W 11TH AVENUE

Drive times from this address

Downtown Orlando42 min
Universal Orlando46 min
Walt Disney World52 min
Orlando Int’l Airport (MCO)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$450K$410K

Mount Dora median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $1,245,600 · 0 days on market since
2027Built · COTTAGES ON 11TH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 630 W 11TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 W 11TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Goes straight to David’s phone and CRM.

Straight answers

630 W 11TH AVENUE FAQs

What would the monthly payment be for 630 W 11TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,777/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 630 W 11TH AVENUE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 630 W 11TH AVENUE?+

The most recent tax bill on record (2026) was $2,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 630 W 11TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $1,245,600, this home is listed about 163% above the Mount Dora median of $474,445. The market section on this page shows how the area is trending.

Which schools are assigned to 630 W 11TH AVENUE?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,245,600 runs 183% above the MOUNT DORA 32757 median — but at 2,589 sqft it's also 20% larger than the typical Mount Dora listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Mount Dora market that averages 52 — if it fits, move quickly.

Listing courtesy of COLONY REALTY GROUP, INC. · Simi Lightsey. MLS #O6432804.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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