David Ramirez
$747,5002 bd2 ba1,561 sqft$479 /sqft$5,266 /mo all-in ↓

624 SW ST LUCIE CRESCENT UNIT UN208, STUART, FL, 34994

Active1 days on marketListed Aug 8, 2026MLS #O6431980

WaterfrontCondominiumEDGEWATER VILLAS CONDO

About this home

624 SW ST LUCIE CRESCENT UNIT UN208

Experience wide-water living from this spacious second-floor residence at Edgewater Condominiums, ideally positioned along the St. Lucie River and just minutes from Historic Downtown Stuart. Offering approximately 1,561 square feet, two bedrooms and two full bathrooms, this waterfront condo combines generous interior living space with sweeping river views, community amenities and outstanding boating possibilities. The residence opens into a bright and comfortably proportioned living and dining area where expansive sliding-glass doors frame panoramic river views and bring in abundant natural light. Stone flooring, crown molding and an open layout create an inviting setting for everyday living and entertaining. The waterfront side of the condo opens onto an impressive covered balcony extending nearly the full width of the residence, providing plenty of space for outdoor dining, morning coffee or simply watching the boats travel along the river. The kitchen features wood cabinetry, dark countertops, a tiled backsplash, stainless steel appliances, pendant lighting and breakfast-bar seating. Plantation shutters add character, while the adjacent dining area offers ample room for hosting family and friends. A separate in-unit laundry room and extensive interior storage provide additional everyday convenience. The waterfront primary suite serves as a peaceful private retreat with wood flooring, crown molding, sliding-glass doors opening toward the balcony and multiple closets offering exceptional storage. The primary bathroom includes a spacious vanity and a glass-enclosed walk-in shower with decorative tilework. The well-proportioned guest bedroom also offers abundant closet space and flexibility for use as a comfortable guest suite, home office or combination of both. The waterfront lifestyle continues throughout Edgewater Condominiums. Residents enjoy a heated community swimming pool, clubhouse with social and gathering areas, barbecue facilities, bicycle storage, elevator access, beautifully maintained riverfront grounds, a sandy shoreline and community marina facilities. For boating enthusiasts, Edgewater Condominiums offers the possibility of leasing dockage within the community marina, including potential accommodations for vessels up to approximately 80 feet. Boat-slip availability, maximum vessel length, beam, draft, utility access, fees and association approval must be independently confirmed. Located at the end of a quiet waterfront street, Edgewater Condominiums provides a peaceful residential setting while remaining close to Historic Downtown Stuart, waterfront dining, locally owned restaurants, boutiques, galleries, entertainment and community events. This is a rare opportunity to enjoy substantial interior space, expansive river views, marina access and the relaxed waterfront lifestyle that makes Stuart one of Florida’s most desirable coastal communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,561

Sqft

2.02 ac

Lot size

1976

Year built

One

Levels

$479

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionStucco
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier
ViewWater
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$9,504/yr
PetsDogs OK, Number Limit, Yes
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Park · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,266 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,033
PMI (est., until 20% equity)$280
Property tax — 2025 actual bill$792
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,750
Interest rate6.00%
Loan term

Estimated payment

$5,266/mo

Principal & interest$4,033
PMI (est., until 20% equity)$280
Property taxes (actual bill)$792
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$479 vs $266

Days on market

1 vs 66 typical

Where $479/sqft sits among the 400 Stuart actives

211
115
34 · this home
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bessey

Map of 624 SW ST LUCIE CRESCENT UNIT UN208 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Bessey — neighborhood snapshot

Population

472

Median age

60

Median income

$91,250

Median home value

$451,700

Avg household

2

Households w/ children

25%

For the school run

Martin County School District

MiddleStuart Middle School★★★★★
ElementaryJ. D. Parker School Of Technology★★★★
HighJensen Beach High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$640K$446K

Stuart median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

41 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 315% above the STUART 34994 median. See the full Stuart market guide →

Paper trail

This home's history

Aug 8, 2026Listed at $747,500 · 1 days on market since
1976Built · EDGEWATER VILLAS CONDO

Reality check

What actually sold near 624 SW ST LUCIE CRESCENT UNIT UN208

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

624 SW Saint Lucie Crescent # 306, Stuart FL 34994Sold · Jul ’26

$675,000

624 SW Saint Lucie Crescent # 306, Stuart FL 34994 · same community

2 bd · 2 ba · 1,561 sqft · $432/sqft · 83 DOM

624 SW Saint Lucie Crescent # 406, Stuart FL 34994Sold · Apr ’26

$700,000

624 SW Saint Lucie Crescent # 406, Stuart FL 34994 · same community

3 bd · 2 ba · 1,684 sqft · $416/sqft · 5 DOM

247 SW Riverway Boulevard, Palm City FL 34990Sold · May ’26

$1,025,000

247 SW Riverway Boulevard, Palm City FL 34990

3 bd · 2 ba · 1,551 sqft · $661/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 624 SW ST LUCIE CRESCENT UNIT UN208 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 624 SW ST LUCIE CRESCENT UNIT UN208 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

624 SW ST LUCIE CRESCENT UNIT UN208 FAQs

What would the monthly payment be for 624 SW ST LUCIE CRESCENT UNIT UN208?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,266/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 624 SW ST LUCIE CRESCENT UNIT UN208?+

The most recent tax bill on record (2025) was $9,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 624 SW ST LUCIE CRESCENT UNIT UN208?+

The listing reports pets: Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $747,500, this home is listed about 73% above the Stuart median of $431,950. The market section on this page shows how the area is trending.

Which schools are assigned to 624 SW ST LUCIE CRESCENT UNIT UN208?+

Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$747,500 runs 315% above the STUART 34994 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Stuart market that averages 66 — if it fits, move quickly.

04Strong assigned schools

Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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