18498 COASTAL SHORE TERRACE, LAND O LAKES, FL, 34638
Active8 days on marketListed Aug 7, 2026MLS #O6431893
About this home
18498 COASTAL SHORE TERRACE
Beautiful 3 bedroom 2 bath PLUS den home in gated community with clubhouse and amenities. Home is on a premium water view lot, premium kitchen, huge walk-in shower. Many recent upgrades including extended covered lanai (300 sf) addition and premium countertops throughout added last year. Willing to work with Buyer's realtor. Del Webb Bexley is a premier 55 gated community with resort-style amenities and maintenance-free LAWN CARE, INTERNET and CABLE included in your HOA. Convenient access to the Veterans Expressway. Park-like green space across the street. Spacious Kitchen features including stainless steel KitchenAid appliances, 42" top of the line cabinets, custom backsplash, premium granite edging, oversized island with seating, upgraded gas cooktop, and walk in pantry. Den has double doors and makes a great office. Epoxy floors in the garage, front porch, stone facade in front, and treated brick paver driveway. Laundry room is finished with cabinets and premium wood counter work/hobby space. Tankless water heater, double pane hurricane windows, 8 foot doors, 6 ceiling fans, LVP, custom glass front door, built-in security system, and tray ceiling with crown molding in Living Room.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,280
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,335 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,335/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Land O Lakes actives
$267 vs $205
Days on market
8 vs 44 typical
Where $267/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Del Webb Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Del Webb Bexley — neighborhood snapshot
Population
1,229
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
173
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
236 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 18498 COASTAL SHORE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$580,000
18535 COASTAL SHORE TERRACE · same community
2 bd · 2.5 ba · 2,300 sqft · $252/sqft · 25 DOM
Sold · Jul ’26$485,000
18629 COASTAL SHORE TERRACE · same community
2 bd · 2.5 ba · 2,087 sqft · $232/sqft · 307 DOM
Sold · Apr ’26$525,000
18722 SAILORS DELIGHT PASS · same community
2 bd · 2 ba · 1,916 sqft · $274/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18498 COASTAL SHORE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18498 COASTAL SHORE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18498 COASTAL SHORE TERRACE FAQs
What would the monthly payment be for 18498 COASTAL SHORE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,335/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18498 COASTAL SHORE TERRACE?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18498 COASTAL SHORE TERRACE?+
The most recent tax bill on record (2025) was $1,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18498 COASTAL SHORE TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $608,900, this home is listed about 44% above the Land O Lakes median of $422,050. The market section on this page shows how the area is trending.
Which schools are assigned to 18498 COASTAL SHORE TERRACE?+
Oakstead Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$608,900 runs 70% above the LAND O LAKES 34638 median.
02Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Oakstead Elementary School, Charles S. Rushe Middle School, Sunlake High School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6431893.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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