477 SWEETWATER WAY, HAINES CITY, FL, 33844
Active4 days on marketListed Aug 10, 2026MLS #O6431674
About this home
477 SWEETWATER WAY
Virtually Staged. **OVERSIZED LOT IN WATERFRONT COMMUNITY** Step inside this 3 bedroom 2 bath home nestled in the 55+ community of Lake Henry Estates, where the Saint Martin floor plan welcomes you with natural light pouring in through solar tubes overhead. The open living space leads you toward a kitchen built for both beauty and function, where a cast iron sink sits beneath luxury tile countertops, flanked by handy pull out cabinet drawers. In this split floor plan the bedrooms and baths feature comfortable, accessible living, with ADA counters, toilets, and shower grab handles thoughtfully incorporated throughout. The bathrooms shine with porcelain tile in the wet areas and brass faucets, while double pane windows with solar film keep the home bright yet energy efficient. Step out back to a herringbone pattern paver patio, perfect for relaxing evenings, with whole yard irrigation keeping the landscaping lush year round. This home has been meticulously maintained with major updates including a 2021 roof with radiant barrier decking, 2021 HVAC, a 2023 hot water heater, and a whole house Generac generator installed in 2020 for complete peace of mind. Water quality is covered too, with a whole house filtration system, a 2022 water softener, and reverse osmosis system already in place. Additional touches like vertical blinds, a garage sliding screen, and an included washer and dryer make this move in ready home as practical as it is inviting. The amazing lakeside, gated community features a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, bocce ball, shuffleboard, card tournaments, library, pool room, craft room, exercise room, pub with bar, karaoke and more. Multiple grocery stores including Publix, Winn-Dixie and Walmart are located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further. Definitely a Hidden Jewel of Polk County. With the unbeatable combination of comfort, space, and location, this home has everything you need to enjoy the best of Lake Henry Estates. Ready for move-in, this is the perfect place to call home and start living the good life, schedule a tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,835
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 02
$150 vs $164
Days on market
4 vs 41 typical
Where $150/sqft sits among the 7 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
0 of 7
SWEETWATER GOLF & TENNIS CLUB ADD 02 have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 477 SWEETWATER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
520 SWEETWATER WAY · same community
2 bd · 2 ba · 1,813 sqft · $132/sqft · 5 DOM
Sold · Sep ’25$265,500
465 SWEETWATER WAY · same community
2 bd · 2 ba · 1,722 sqft · $154/sqft · 120 DOM
Sold · Aug ’25$326,500
462 SWEETWATER WAY · same community
2 bd · 2 ba · 1,721 sqft · $190/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 477 SWEETWATER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 477 SWEETWATER WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
477 SWEETWATER WAY FAQs
What would the monthly payment be for 477 SWEETWATER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 477 SWEETWATER WAY?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 477 SWEETWATER WAY?+
The most recent tax bill on record (2024) was $1,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 477 SWEETWATER WAY be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 477 SWEETWATER WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $274,900, this home is listed about 12% below the Haines City median of $312,900. The market section on this page shows how the area is trending.
Which schools are assigned to 477 SWEETWATER WAY?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$274,900 is 7% below the HAINES CITY 33844 median of $295,000, and at $150/sqft it sits under the Haines City average of $187.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 4 days on market in a Haines City market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LIONHEART BROKERS · Claudia Centesimo. MLS #O6431674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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