David Ramirez
$399,0004 bd2 ba2,074 sqft$192 /sqft$3,382 /mo all-in ↓

1106 NATURAL OAKS DRIVE, ORANGE CITY, FL, 32763

Active8 days on marketListed Aug 1, 2026MLS #O6430019

Single Family ResidenceOAKHURST GOLF ESTATES

About this home

1106 NATURAL OAKS DRIVE

Welcome home to this beautiful 4-bedroom, 2-bathroom single-family residence offering 2,074 square feet of comfortable living space in the sought-after gated community of Oakhurst Golf Estates! Designed with both style and functionality in mind, this home features wood laminate and tile flooring throughout, creating a seamless, low-maintenance living environment with no carpet. The spacious layout provides plenty of room for family, guests, a home office, or entertaining. Step outside to the lanai, the perfect place to enjoy your morning coffee, unwind after a long day, or host weekend gatherings while taking in the Florida lifestyle. Enjoy peace of mind with a new roof installed in 2023, offering added value and long-term durability. Residents of this welcoming gated community have access to wonderful neighborhood amenities, including two scenic viewing ponds and a playground area, providing beautiful outdoor spaces for recreation and relaxation. Whether you're looking for your forever home or your next investment, this move-in-ready property combines comfort, convenience, and community in one exceptional package. Schedule your private showing today and discover everything this wonderful home has to offer!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,074

Sqft

0.21 ac

Lot size

2

Garage

2006

Year built

One

Levels

$192

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

HOA fee$155/mo
Taxes (2025)$6,498/yr
PetsCats OK, Dogs OK
CommunityGated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$541
HOA fee — from the listing$155
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,382/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$541
HOA / condo fee$155
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$351KedgeAI estimate $386,964 · range $366K$375K$415K

vs edgeAI estimate

+3.1%

$/sqft vs Orange City actives

$192 vs $217

Days on market

8 vs 45 typical

Where $192/sqft sits among the 74 Orange City actives

5
19 · this home
27
15
3
5
$145–174$174–203$203–231$231–260$260–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakhurst Golf Estates

Map of 1106 NATURAL OAKS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Universal Orlando52 min
Orlando Int’l Airport (MCO)59 min
Walt Disney World64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

Oakhurst Golf Estates — neighborhood snapshot

Population

847

Median age

42

Median home value

$318,900

Avg household

2

Households w/ children

117

For the school run

Volusia County School District

ElementaryOrange City Elementary School★★★★
MiddleRiver Springs Middle School★★★★★
HighUniversity High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange City market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$320K$290K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

33 of 74

Orange City actives have cut their price

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the ORANGE CITY 32763 median. See the full Orange City market guide →

Paper trail

This home's history

Aug 1, 2026Listed at $399,000 · 8 days on market since
2006Built · OAKHURST GOLF ESTATES

Reality check

What actually sold near 1106 NATURAL OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1062 GOLF VIEW ESTATES DRIVESold · Dec ’25

$479,900

1062 GOLF VIEW ESTATES DRIVE · same community

5 bd · 3 ba · 2,234 sqft · $215/sqft · 50 DOM

1763 WATERSIDE OAKS DRIVESold · May ’26

$375,000

1763 WATERSIDE OAKS DRIVE · same community

4 bd · 3 ba · 1,875 sqft · $200/sqft · 8 DOM

1933 OAK ESTATES DRIVESold · Aug ’25

$475,000

1933 OAK ESTATES DRIVE · same community

4 bd · 3 ba · 2,552 sqft · $186/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1106 NATURAL OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1106 NATURAL OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1106 NATURAL OAKS DRIVE FAQs

What would the monthly payment be for 1106 NATURAL OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill, the $155/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1106 NATURAL OAKS DRIVE?+

The association fee works out to $155 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1106 NATURAL OAKS DRIVE?+

The most recent tax bill on record (2025) was $6,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1106 NATURAL OAKS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orange City?+

At $399,000, this home is listed about 21% above the Orange City median of $330,535. The market section on this page shows how the area is trending.

Which schools are assigned to 1106 NATURAL OAKS DRIVE?+

Orange City Elementary School (elementary), River Springs Middle School (middle), University High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CFL REALTY LLC · Ken Lindsay. MLS #O6430019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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