David Ramirez
$250,0003 bd2 ba1,560 sqft$160 /sqft$2,321 /mo all-in ↓

621 SILVER PALM DRIVE, HAINES CITY, FL, 33844

Active9 days on marketListed Jul 29, 2026MLS #O6429362

Priced 15% below the HAINES CITY 33844 medianSingle Family ResidenceCYPRESS PARK ESTATES

About this home

621 SILVER PALM DRIVE

Short Sale. This practically new spacious, well maintained 3 bedroom, 2 bathroom house offers approximately 1,560 square feet of living space. Situated on a well-maintained lot, the property features a combination of ceramic tile flooring throughout living spaces and carpeted bedrooms. The primary bedroom is a peaceful retreat with ample space, an en-suite bath that is complete with dual sinks, a walk-in shower and a large walk-in closet. The two additional bedrooms are well-proportioned and offer ample natural light. The home's layout includes an open concept living room and dining area, allowing for flexible and functional use of the space for family gatherings. The kitchen is equipped with a range of stainless steel appliances and ample counter space, catering to the needs of the modern household. The property also offers a backyard, providing an outdoor space for relaxation or entertainment. The location of the home is convenient, with easy access to local amenities and transportation options. HOA is low for the amenities that Cypress Park Estates include which are the following, a resort style pool and 3 playgrounds. Don't miss opportunity for a new home without the hidden fees associated with a new construction. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,560

Sqft

0.13 ac

Lot size

2

Garage

2022

Year built

One

Levels

$160

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$6/mo
Taxes (2024)$6,869/yr
PetsYes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,321 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2024 actual bill$572
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,321/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$572
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $291,597 · range $289K$297K$309K

vs edgeAI estimate

−14.3%

$/sqft vs CYPRESS PARK ESTATES

$160 vs $179

Days on market

9 vs 41 typical

Where $160/sqft sits among the 20 homes for sale in CYPRESS PARK ESTATES

3
1
3 · this home
7
5
1
$134–146$146–159$159–172$172–184$184–197$197+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 621 SILVER PALM DRIVE

Drive times from this address

Walt Disney World38 min
Universal Orlando49 min
Downtown Orlando55 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

10 of 20

CYPRESS PARK ESTATES have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $250,000 · 9 days on market since
2022Built · CYPRESS PARK ESTATES

Reality check

What actually sold near 621 SILVER PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2003 FIRETHORN LOOPSold · Dec ’25

$288,033

2003 FIRETHORN LOOP · same community

4 bd · 2 ba · 1,598 sqft · $180/sqft · 49 DOM

2019 FIRETHORN LOOPSold · Aug ’25

$319,000

2019 FIRETHORN LOOP · same community

4 bd · 2 ba · 1,598 sqft · $200/sqft · 0 DOM

429 SILVER PALM DRIVESold · Mar ’26

$289,990

429 SILVER PALM DRIVE · same community

4 bd · 2 ba · 1,598 sqft · $181/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 621 SILVER PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 621 SILVER PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

621 SILVER PALM DRIVE FAQs

What would the monthly payment be for 621 SILVER PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,321/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 621 SILVER PALM DRIVE?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 621 SILVER PALM DRIVE?+

The most recent tax bill on record (2024) was $6,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 621 SILVER PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $250,000, this home is listed about 20% below the Haines City median of $311,190. The market section on this page shows how the area is trending.

Which schools are assigned to 621 SILVER PALM DRIVE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Ketia Cayo. MLS #O6429362.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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