David Ramirez
$590,0004 bd2.5 ba2,553 sqft$231 /sqft$4,051 /mo all-in ↓

9966 HIDDEN DUNES LANE, ORLANDO, FL, 32832

Active3 days on marketListed Aug 1, 2026MLS #O6428875

Single Family ResidenceNORTHSHORE/LK HART PRCL 07-PH 02

About this home

9966 HIDDEN DUNES LANE

Welcome to 9966 Hidden Dunes Lane, a beautifully maintained 4-bedroom, 2.5-bath home offering over 2,500 square feet of thoughtfully designed living space in the highly sought-after gated golf community of North Shore at Lake Hart in Lake Nona. Perfectly positioned on a premium conservation homesite with no rear neighbors, this home offers exceptional privacy, peaceful natural views, and an outdoor retreat that is truly hard to find. Designed for both everyday living and entertaining, the spacious open floor plan is filled with natural light and features soaring ceilings, a grand staircase with solid oak treads, and a seamless flow between the living, dining, kitchen, and family room. The primary suite is conveniently located on the first floor and serves as a private sanctuary, complete with a tray ceiling, two walk-in closets, a beautifully updated en-suite bath with dual vanities, garden tub, and walk-in shower, plus a versatile flex space, perfect for a home office, fitness area, or reading nook, with direct access to the spacious patio. Step outside and discover one of the home's most impressive features: an expansive covered patio that spans the length of the home, creating the ultimate outdoor living space. Whether relaxing while overlooking the tranquil conservation area or hosting family gatherings, this backyard retreat offers year-round enjoyment. The fully fenced yard, mature landscaping, and frequent visits from local wildlife make this a true nature lover's paradise. Upstairs, you'll find three additional bedrooms, plus a spacious loft, engineered hardwood flooring throughout the second level, and a full bath, providing flexible space for family, guests, or hobbies. Major updates provide peace of mind, including a 2021 roof, newer A/C, 2023 fence, 2025 garage door, Ring doorbell and security cameras, plus a home that has been meticulously cared for inside and out. North Shore at Lake Hart offers an exceptional lifestyle with resort-style amenities including an 18-hole golf course, clubhouse, community pool, fitness center, tennis and basketball courts, playgrounds, sports fields, walking trails, a fishing dock, dog park, and beautifully maintained green spaces. Conveniently located just minutes from Lake Nona Medical City, top-rated schools, Orlando International Airport, shopping, dining, and major highways including SR 417 and SR 528, this home perfectly combines privacy, comfort, thoughtful updates, and one of Central Florida's most desirable locations. Move-in ready and impeccably maintained, this is a rare opportunity to own a conservation home with outstanding outdoor living in one of Lake Nona's premier gated communities.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,553

Sqft

0.17 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$231

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesBar Fridge · Dishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorGarden · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$194/mo
Taxes (2025)$3,500/yr
PetsYes
CommunityDock · Fishing · Lake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,051 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$292
HOA fee — from the listing$194
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,051/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$292
HOA / condo fee$194
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$520KedgeAI estimate $566,571 · range $542K$576K$614K

vs edgeAI estimate

+4.1%

$/sqft vs Orlando actives

$231 vs $249

Days on market

3 vs 40 typical

Where $231/sqft sits among the 400 Orlando actives

112
125 · this home
89
40
5
29
$152–210$210–268$268–326$326–384$384–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Shore At Lake Hart

Map of 9966 HIDDEN DUNES LANE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)18 min
Downtown Orlando23 min
Walt Disney World29 min
Universal Orlando29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

North Shore At Lake Hart — neighborhood snapshot

Population

2,994

Median age

46

Median income

$133,169

Median home value

$459,658

Avg household

3

Households w/ children

390

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★
MiddleInnovation Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$402K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

165 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 1, 2026Listed at $590,000 · 3 days on market since
2003Built · NORTHSHORE/LK HART PRCL 07-PH 02

Reality check

What actually sold near 9966 HIDDEN DUNES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9972 HIDDEN DUNES LANESold · Apr ’26

$563,000

9972 HIDDEN DUNES LANE · same community

4 bd · 2.5 ba · 2,438 sqft · $231/sqft · 45 DOM

10033 HIDDEN DUNES LANESold · Oct ’25

$480,000

10033 HIDDEN DUNES LANE · same community

4 bd · 3 ba · 2,711 sqft · $177/sqft · 115 DOM

10113 HIDDEN DUNES LANESold · Mar ’26

$559,000

10113 HIDDEN DUNES LANE · same community

4 bd · 2 ba · 2,025 sqft · $276/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9966 HIDDEN DUNES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9966 HIDDEN DUNES LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

9966 HIDDEN DUNES LANE FAQs

What would the monthly payment be for 9966 HIDDEN DUNES LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,051/mo — principal and interest, the actual property-tax bill, the $194/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9966 HIDDEN DUNES LANE?+

The association fee works out to $194 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9966 HIDDEN DUNES LANE?+

The most recent tax bill on record (2025) was $3,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9966 HIDDEN DUNES LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $590,000, this home is listed about 51% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9966 HIDDEN DUNES LANE?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$590,000 runs 40% above the ORLANDO 32832 median — but at 2,553 sqft it's also 60% larger than the typical Orlando listing.

02Fresh on the market

Only 3 days on market in a Orlando market that averages 40 — if it fits, move quickly.

03Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Vannessa Leboss. MLS #O6428875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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