460 OAK HAVEN DRIVE, ALTAMONTE SPRINGS, FL, 32701
Active4 days on marketListed Jul 29, 2026MLS #O6428807
About this home
460 OAK HAVEN DRIVE
RARELY AVAILABLE ONE-STORY END-UNIT in the sought-after GATED WATERFRONT COMMUNITY of Oak Harbour. Distinctive architectural details define this exceptional residence, featuring soaring TONGUE-AND-GROOVE WOOD CEILINGS with exposed beams, CUSTOM BUILT-IN BOOKCASES, and walls of windows that fill the home with natural light. A versatile BONUS ROOM adapts to your lifestyle as a home office, library, studio, or den. The renovated primary bath showcases a beautifully updated WALK-IN SHOWER with timeless finishes. At the same time, the PRIVATE BACKYARD is highlighted by a majestic oak tree and an inviting deck designed for outdoor living. Ideally situated directly across from the COMMUNITY POOL and TENNIS COURTS, this home is also just steps from LAKE ORIENTA, where residents enjoy a covered fishing dock, PRIVATE BOAT LAUNCH, boat and watercraft storage, and direct lake access for boating, kayaking, canoeing, and paddleboarding. Oak Harbour offers a true RESORT-STYLE LIFESTYLE with TWO SWIMMING POOLS, a beautifully appointed clubhouse, fitness center, sauna, tennis, pickleball, basketball, and shuffleboard courts. Mature oak trees, beautifully maintained grounds, and HOA-COVERED EXTERIOR MAINTENANCE AND LANDSCAPING provide a carefree, low-maintenance lifestyle. Ideally located just minutes from ALTAMONTE MALL, CRANES ROOST PARK, ADVENTHEALTH, SUNRAIL, INTERSTATE 4, and WINTER PARK, this home offers an exceptional combination of architectural character, outstanding amenities, and one of Central Florida's most convenient locations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,817
Sqft
1974
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.9%
$/sqft vs Altamonte Springs actives
$181 vs $185
Days on market
4 vs 36 typical
Where $181/sqft sits among the 284 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
146 of 284
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 460 OAK HAVEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$300,000
470 OAK HAVEN DRIVE UNIT 470 · same community
2 bd · 2 ba · 1,391 sqft · $216/sqft · 179 DOM
Sold · Mar ’26$529,500
721 GAMEWELL AVENUE
4 bd · 2 ba · 1,824 sqft · $290/sqft · 4 DOM
Sold · Mar ’26$485,500
150 CHERRYWOOD DRIVE
3 bd · 2 ba · 1,800 sqft · $270/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 460 OAK HAVEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 OAK HAVEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
460 OAK HAVEN DRIVE FAQs
What would the monthly payment be for 460 OAK HAVEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,452/mo — principal and interest, the actual property-tax bill, the $808/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 460 OAK HAVEN DRIVE?+
The association fee works out to $808 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 460 OAK HAVEN DRIVE?+
The most recent tax bill on record (2025) was $4,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 460 OAK HAVEN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $329,000, this home is listed about 50% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$329,000 runs 50% above the Altamonte Springs median — but at 1,817 sqft it's also 51% larger than the typical Altamonte Springs listing.
02Know the monthly fee
The association fee is $808/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 4 days on market in a Altamonte Springs market that averages 36 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cindy Gold. MLS #O6428807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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