David Ramirez

35TH AVENUE NW, NAPLES, FL, 34120

Active5 days on marketListed Jul 28, 2026MLS #O6428737

Priced 80% below the Naples medianGOLDEN GATE ESTATE UNIT 37

About this home

35TH AVENUE NW

Prime 1.14-acre residential lot opportunity in Collier County, located on 35th Ave NW, Naples, FL 34120. Nestled in a quiet and desirable area east of central Naples, this property offers an exceptional combination of privacy and convenience. Surrounded by native pines and palmettos, the neighborhood preserves its Old Florida character with oversized wooded parcels and low-density residential streets. The property enjoys a peaceful setting near a golf course while remaining just a short drive from shopping, dining, schools, healthcare facilities, and other everyday amenities. The property is located in Flood Zone AH, an area subject to shallow flooding, typically resulting from ponding with average flood depths between one and three feet. Buyers should verify flood insurance requirements and any applicable building or development regulations with the appropriate local authorities prior to construction. Zoned E (Estates District), the property is intended primarily for low-density residential and agricultural uses. Permitted uses and development standards may include single-family residences and other uses as allowed by Collier County regulations. Buyers should verify zoning, permitted uses, setbacks, utility availability, environmental conditions, and all development requirements with the Collier County Growth Management Department before purchasing. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.

Facts & features

The home at a glance

1.14 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$444/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$893 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$648
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,850
Interest rate6.00%
Loan term

Estimated payment

$893/mo

Principal & interest$648
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% below the Naples median. See the full Naples market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $110,000 · 5 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 35TH AVENUE NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35TH AVENUE NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

35TH AVENUE NW FAQs

What would the monthly payment be for 35TH AVENUE NW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 35TH AVENUE NW?+

The most recent tax bill on record (2025) was $444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $110,000, this home is listed about 80% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6428737.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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