322 TERRACE RIDGE CIRCLE UNIT 322, DAVENPORT, FL, 33896
Active10 days on marketListed Jul 28, 2026MLS #O6428691
About this home
322 TERRACE RIDGE CIRCLE UNIT 322
Welcome to this beautifully furnished, move-in ready 2-bedroom, 2-bathroom condominium, available for long-term lease. Thoughtfully designed with stylish decor, upgraded lighting, and luxury vinyl flooring throughout, this inviting home offers comfort, functionality, and a true turnkey living experience, just bring your personal belongings and settle right in. The monthly rent includes water, valet trash service, cable, and high-speed internet, making everyday living both convenient and budget-friendly. Residents also enjoy access to outstanding resort-style amenities, including a sparkling community pool, fitness center, and clubhouse. Ideally located just minutes from ChampionsGate, world-famous attractions, shopping, dining, golf, and major highways, this condo offers the perfect blend of comfort, convenience, and lifestyle. Whether you're relocating or simply looking for a beautifully maintained home in a prime location, this property is ready to welcome you. Schedule your private showing today and discover everything this exceptional rental has.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,276
Sqft
0.02 ac
Lot size
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$2 vs $191
Days on market
10 vs 53 typical
Where $2/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Town Center, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,298/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Town Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Town Center is a short-term-rental community. See the full guide →
Town Center — neighborhood snapshot
Population
3,255
Median age
32
Median income
$63,333
Median home value
$281,800
Avg household
3
Households w/ children
290
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
174 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 322 TERRACE RIDGE CIRCLE UNIT 322
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$345,000
213 SUNSET CT
3 bd · 2 ba · 1,273 sqft · $271/sqft · 37 DOM
Sold · Oct ’25$233,000
245 HOLLINGSHEAD LOOP
3 bd · 2 ba · 1,284 sqft · $181/sqft · 36 DOM
Sold · Jun ’26$350,000
142 HOLLINGSHEAD LOOP
3 bd · 2 ba · 1,263 sqft · $277/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 322 TERRACE RIDGE CIRCLE UNIT 322 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 322 TERRACE RIDGE CIRCLE UNIT 322 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
322 TERRACE RIDGE CIRCLE UNIT 322 FAQs
What would the monthly payment be for 322 TERRACE RIDGE CIRCLE UNIT 322?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 322 TERRACE RIDGE CIRCLE UNIT 322 be rented short-term?+
Yes — this home sits inside Town Center, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 322 TERRACE RIDGE CIRCLE UNIT 322?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $2,200, this home is listed about 99% below the Davenport median of $389,999. The market section on this page shows how the area is trending.
Which schools are assigned to 322 TERRACE RIDGE CIRCLE UNIT 322?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33896 market on paper
$2,200 is 99% below the DAVENPORT 33896 median of $375,000, and at $2/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Town Center is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY FL · Elizabeth Sanchez. MLS #O6428691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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