David Ramirez
$485,0003 bd3.5 ba2,057 sqft$236 /sqft$4,245 /mo all-in ↓

42 W HARDING STREET UNIT C, ORLANDO, FL, 32806

Active14 days on marketListed Jul 28, 2026MLS #O6428674

TownhouseSODO HOUSE TR A

About this home

42 W HARDING STREET UNIT C

Virtually Staged. SoDo House is a contemporary 23-unit townhouse development in the heart of Orlando. As you enter this unit, you'll find an open studio with a full bath, perfect for use as an office or entertainment space. The first floor also includes a private patio accessed through sliding doors and an entrance to the attached 2-car garage. The second floor is designed for modern living with an open-concept layout that combines the living room, kitchen, dining area, and a half bath. High approximately 10-foot ceilings and oversized windows flood the space with natural light and give access to a private balcony. The third floor is your private space, housing the primary suite, two additional bedrooms, a full bathroom, and a laundry nook. The HOA ensures maintenance-free living as exterior and grounds maintenance are all included in the HOA fee. Located in a vibrant area, SoDo House is just steps away from the SoDo Shopping Center, featuring Super Target, Gators Dockside, The Smoothie Room, and TJ Maxx, among other well-known businesses. You’ll also enjoy proximity toWalmart, Orlando Health Hospital, and major highways such as I-4 and Highway 408, Downtown Orlando, the Kia Center, Exploria Stadium, Lake Eola, and the Dr. Phillips Center for the Performing Arts. A variety of restaurants and fine dining options are just minutes away. Secure your spot in this exclusive 23-unit development and embrace the best of urban living. Builder upgrade packages are available! Schedule your private showing today! Disclosure: Please note that the photos displayed depict a model home and may not accurately reflect the exact features and finishes of the listed property. These images are for illustrative purposes only.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,057

Sqft

0.03 ac

Lot size

2

Garage

2023

Year built

Three Or More

Levels

$236

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
FacesNorth
ParkingAlley Access · Garage Door Opener · Garage Faces Rear · Ground Level · Guest · On Street
ExteriorBalcony · Private Entrance · Sidewalk

Community & fees

HOA fee$350/mo
Taxes (2025)$7,981/yr
PetsNumber Limit, Size Limit, Yes
CommunityCommunity Mailbox · None · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,245 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$665
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$4,245/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$665
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$466KedgeAI estimate $495,495 · range $490K$504K$524K

vs edgeAI estimate

−2.1%

$/sqft vs Orlando actives

$236 vs $250

Days on market

14 vs 43 typical

Where $236/sqft sits among the 400 Orlando actives

119
127 · this home
82
31
9
32
$151–212$212–273$273–334$334–395$395–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Orange

Map of 42 W HARDING STREET UNIT C inside its neighborhood boundary

Drive times from this address

Downtown Orlando4 min
Universal Orlando13 min
Orlando Int’l Airport (MCO)21 min
Walt Disney World25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

South Orange — neighborhood snapshot

Population

1,972

Median age

50

Median income

$93,200

Median home value

$431,437

Avg household

2

Households w/ children

109

For the school run

Orange County School District

HighWilliam R Boone High★★★★★
ElementaryBlankner K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

190 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the ORLANDO 32806 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $485,000 · 14 days on market since
2023Built · SODO HOUSE TR A

Reality check

What actually sold near 42 W HARDING STREET UNIT C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42 W HARDING STREET UNIT BSold · Jun ’26

$470,000

42 W HARDING STREET UNIT B · same community

3 bd · 3.5 ba · 2,061 sqft · $228/sqft · 180 DOM

38 W HARDING STREET UNIT CSold · Jun ’26

$470,000

38 W HARDING STREET UNIT C · same community

4 bd · 3.5 ba · 2,061 sqft · $228/sqft · 429 DOM

42 W HARDING STREET UNIT ESold · Mar ’26

$485,000

42 W HARDING STREET UNIT E · same community

3 bd · 3.5 ba · 2,061 sqft · $235/sqft · 272 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 42 W HARDING STREET UNIT C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 42 W HARDING STREET UNIT C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

42 W HARDING STREET UNIT C FAQs

What would the monthly payment be for 42 W HARDING STREET UNIT C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 42 W HARDING STREET UNIT C?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 42 W HARDING STREET UNIT C?+

The most recent tax bill on record (2025) was $7,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 42 W HARDING STREET UNIT C?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $485,000, this home is listed about 24% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 42 W HARDING STREET UNIT C?+

William R Boone High (high), Blankner K-8 (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALIGN REAL ESTATE LLC · Tiffany Pantozzi. MLS #O6428674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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