14864 LAGUNA BEACH CIRCLE, ORLANDO, FL, 32824
Active3 days on marketListed Jul 27, 2026MLS #O6428673
About this home
14864 LAGUNA BEACH CIRCLE
Virtually Staged. Charming two-story townhome in the desirable Island Cove Villas community! This 3-bedroom, 2-bathroom home features a split-bedroom layout with vaulted ceilings, a spacious living room, and a well-appointed kitchen. The primary bedroom is conveniently located on the first floor, while the second bedroom is upstairs. Enjoy the screened-in back patio with a handy storage closet — perfect for relaxing evenings or extra storage. Ceramic tile and carpet flooring throughout. Low-maintenance HOA community. Vacant and move-in ready — all it's missing is you. Come see how easily this could become your next home. Great location close to schools, Landstar Blvd, and major roads including SR 417, Florida's Turnpike, and Osceola Pkwy — minutes from Orlando International Airport and Central Florida's top attractions. Zoned for Meadow Wood Middle and Cypress Creek High. Don't miss this opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,279
Sqft
0.05 ac
Lot size
1994
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,455 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,455/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Orlando actives
$202 vs $237
Days on market
3 vs 34 typical
Where $202/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Cove Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Island Cove Villas — neighborhood snapshot
Population
1,731
Median age
56
Median income
$58,860
Median home value
$323,300
Avg household
3
Households w/ children
249
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
154 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 14864 LAGUNA BEACH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
14556 LAGUNA BEACH CIRCLE · same community
3 bd · 2 ba · 1,203 sqft · $208/sqft · 67 DOM
Sold · Apr ’26$270,000
14682 LAGUNA BEACH CIRCLE · same community
3 bd · 2 ba · 1,370 sqft · $197/sqft · 13 DOM
Sold · Mar ’26$280,000
1232 BAREFOOT BAY DRIVE · same community
3 bd · 2 ba · 1,370 sqft · $204/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14864 LAGUNA BEACH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14864 LAGUNA BEACH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14864 LAGUNA BEACH CIRCLE FAQs
What would the monthly payment be for 14864 LAGUNA BEACH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,455/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14864 LAGUNA BEACH CIRCLE?+
The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14864 LAGUNA BEACH CIRCLE?+
The most recent tax bill on record (2025) was $4,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14864 LAGUNA BEACH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $258,900, this home is listed about 34% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14864 LAGUNA BEACH CIRCLE?+
Oakshire Elementary (elementary), Meadow Woods Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32824 market on paper
$258,900 is 25% below the ORLANDO 32824 median of $345,999, and at $202/sqft it sits under the Orlando average of $264.
02Fresh on the market
Only 3 days on market in a Orlando market that averages 34 — if it fits, move quickly.
03The price has already moved
Listed at $260,000, now $258,900 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1 ELEVEN REALTY · Vivian Azuaje. MLS #O6428673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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