
949 BIRD BAY COURT UNIT 101, LAKE MARY, FL, 32746
Active17 days on marketListed Jul 27, 2026MLS #O6428593
About this home
949 BIRD BAY COURT UNIT 101
Take I-4E to Lake Mary. Take exit 98 from I-4E. Continue on W Lake Mary Blvd. Take Lake Emma Rd to Bird Bay Ct.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
992
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Mary actives
$2 vs $234
Days on market
17 vs 49 typical
Where $2/sqft sits among the 165 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hidden Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Hidden Village — neighborhood snapshot
Population
1,301
Median age
46
Median income
$55,385
Median home value
$258,400
Avg household
2
Households w/ children
187
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
98 of 165
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 949 BIRD BAY COURT UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$155,000
949 BIRD BAY COURT UNIT 101 · same community
2 bd · 2 ba · 992 sqft · $156/sqft · 274 DOM
Sold · Dec ’25$195,000
964 HELMSLEY COURT UNIT 100 · same community
2 bd · 2 ba · 992 sqft · $197/sqft · 11 DOM
Sold · Apr ’26$162,000
943 BAKEWELL COURT UNIT 205 · same community
2 bd · 2 ba · 998 sqft · $162/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 949 BIRD BAY COURT UNIT 101 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 949 BIRD BAY COURT UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
949 BIRD BAY COURT UNIT 101 FAQs
What would the monthly payment be for 949 BIRD BAY COURT UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 949 BIRD BAY COURT UNIT 101?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $1,549, this home is listed about 100% below the Lake Mary median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 949 BIRD BAY COURT UNIT 101?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASSOC REAL ESTATE INVESTMENT · Byron Bonyadi. MLS #O6428593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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