David Ramirez
Short-Term Rental Eligible
$415,0003 bd2.5 ba1,878 sqft$221 /sqft$3,239 /mo all-in ↓

4366 SILVER CREEK STREET, KISSIMMEE, FL, 34744

Active7 days on marketListed Jul 30, 2026MLS #O6428451

Single Family ResidenceCREEKSIDE AT BOGGY CREEK PH 1

About this home

4366 SILVER CREEK STREET

Virtually Staged. Why wait to build when you can move right into this 2019 BUILT home in the GATED COMMUNITY of Creekside at Boggy Creek! Offering the perfect blend of space, style and energy efficiency, this 3-bedroom, 2.5-bath home features ***PAID-OFF SOLAR PANELS***, saving you money while adding long-term value. Just minutes from Lake Nona, this home also boasts a private FENCED BACKYARD, attractive landscaping, a paver driveway and fantastic curb appeal. Inside, TILE FLOORING flows throughout the main level where an OPEN CONCEPT living, dining and kitchen layout is filled with natural light, creating an inviting space for everyday living and effortless entertaining. The chef-inspired kitchen showcases granite countertops, STAINLESS STEEL APPLIANCES, pendant lighting, a large center ISLAND with seating and a spacious pantry. Sliding glass doors extend the living space to a COVERED LANAI overlooking the privacy-fenced backyard – perfect for relaxing, pets or weekend gatherings. Upstairs, a generous BONUS/LOFT offers flexible space for a media room, home office or playroom. All three bedrooms are thoughtfully located on the second floor, including your PRIMARY SUITE with twin windows that fill the room with natural light, a WALK-IN CLOSET and a dedicated en-suite bath. Two additional bedrooms share a full bath, and the conveniently located second-floor laundry room makes everyday chores a breeze. Wood laminate flooring enhances the primary bedroom and one secondary bedroom. Residents of Creekside at Boggy Creek enjoy a gated entrance, COMMUNITY POOL and playground just four homes away, plus an unbeatable location with quick access to Boggy Creek Road, Narcoossee Road, SR 417, shopping, dining, parks, lakes and all the conveniences of the thriving Lake Nona area. Zoned for “A-RATED” Narcoossee Middle School, this home delivers the lifestyle, location and features you have been searching for. Call today to schedule a tour ~ WELCOME HOME!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,878

Sqft

0.11 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$221

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesWest
ParkingDriveway
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$123/mo
Taxes (2025)$3,952/yr
PetsYes
CommunityClubhouse · Dog Park · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Solar · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,239 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$329
HOA fee — from the listing$123
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,239/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$329
HOA / condo fee$123
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $619,065 · range $541K$659K$685K

vs edgeAI estimate

−33%

$/sqft vs Kissimmee actives

$221 vs $209

Days on market

7 vs 53 typical

Where $221/sqft sits among the 400 Kissimmee actives

90
123
96 · this home
47
17
27
$154–183$183–213$213–242$242–272$272–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCreekside
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price6.1%
Homes for rent right now982

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Creekside

Map of 4366 SILVER CREEK STREET inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)22 min
Downtown Orlando32 min
Walt Disney World33 min
Universal Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Creekside is a short-term-rental community. See the full guide →

KISSIMMEE 34744 — neighborhood snapshot

Population

62,756

Median age

37.9

Median income

$69,837

Median home value

$326,700

Avg household

2.99

Households w/ children

7,069

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

169 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $415,000 · 7 days on market since
2019Built · CREEKSIDE AT BOGGY CREEK PH 1

Reality check

What actually sold near 4366 SILVER CREEK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4385 SILVER CREEK STREETSold · Jun ’26

$470,000

4385 SILVER CREEK STREET · same community

4 bd · 2 ba · 2,022 sqft · $232/sqft · 2 DOM

3112 ARMSTRONG SPRING DRIVESold · Aug ’25

$450,000

3112 ARMSTRONG SPRING DRIVE · same community

4 bd · 2.5 ba · 2,149 sqft · $209/sqft · 191 DOM

4416 SILVER CREEK STREETSold · Jul ’26

$380,000

4416 SILVER CREEK STREET · same community

3 bd · 2 ba · 1,504 sqft · $253/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4366 SILVER CREEK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4366 SILVER CREEK STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4366 SILVER CREEK STREET FAQs

What would the monthly payment be for 4366 SILVER CREEK STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,239/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4366 SILVER CREEK STREET?+

The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4366 SILVER CREEK STREET?+

The most recent tax bill on record (2025) was $3,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4366 SILVER CREEK STREET be rented short-term?+

Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4366 SILVER CREEK STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $415,000, this home is listed about 9% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4366 SILVER CREEK STREET?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6428451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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