David Ramirez
$479,9974 bd3 ba2,738 sqft$175 /sqft$3,966 /mo all-in ↓

3817 SUNNY SPRING STREET, PLANT CITY, FL, 33565

Active13 days on marketListed Jul 26, 2026MLS #O6428236

Single Family ResidenceVARREA PH 2A

About this home

3817 SUNNY SPRING STREET

Welcome to 3817 Sunny Springs St., a beautifully maintained 4-bedroom, 3-bath home in the highly sought-after Farm at Varrea community in Plant City. Designed with an open-concept layout, this home feels both spacious and relaxing from the moment you step inside. At the heart of the home, a bright and airy kitchen overlooks the living and dining areas, offering generous cabinetry and ample workspace perfect for quiet mornings or hosting friends and family. The seamless flow throughout the main level creates a warm, connected atmosphere. Upstairs, you’ll find well-sized bedrooms, a versatile loft-style living area, and a spacious primary suite designed for comfort and privacy. Blending modern convenience with everyday functionality, the home is fully integrated with Amazon Alexa and Apple Siri, allowing effortless voice control of lighting and ceiling fans in every bedroom. Thoughtful upgrades and smart-home features come together to deliver a comfortable, balanced living experience ideal for growing households or anyone seeking space and flexibility. Residents of Farm at Varrea also enjoy "resort-style amenities", including a sparkling pool, fitness center, playground, dog park, and scenic walking/running trails. All of this is conveniently located just minutes from I-4, offering easy access to Tampa, Lakeland, shopping, dining, and more.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,738

Sqft

0.2 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$175

Per sqft

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorIrrigation System

Community & fees

HOA fee$9/mo
Taxes (2025)$9,106/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Park · Playground · Pool

Utilities & systems

UtilitiesStreet Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$759
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$3,966/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$759
HOA / condo fee$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$446KedgeAI estimate $470,771 · range $465K$491K$511K

vs edgeAI estimate

+2%

$/sqft vs Plant City actives

$175 vs $212

Days on market

13 vs 53 typical

Where $175/sqft sits among the 275 Plant City actives

70 · this home
87
55
34
7
22
$139–180$180–222$222–263$263–305$305–346$346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Map of 3817 SUNNY SPRING STREET

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)48 min
Walt Disney World53 min
Universal Orlando63 min
Downtown Orlando69 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33565 — neighborhood snapshot

Population

17,716

Median age

43.6

Median income

$67,403

Median home value

$237,600

Avg household

2.81

Households w/ children

1,795

For the school run

Hillsborough County School District

ElementaryKnights Elementary School★★★★★
MiddleMarshall Middle Magnet School★★★★
HighPlant City High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$357K$354K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

161 of 275

Plant City actives have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the PLANT CITY 33565 median. See the full Plant City market guide →

Paper trail

This home's history

Jul 26, 2026Listed at $479,997 · 13 days on market since
2024Built · VARREA PH 2A

Reality check

What actually sold near 3817 SUNNY SPRING STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3615 SWINDELL ROADSold · Sep ’25

$799,900

3615 SWINDELL ROAD

4 bd · 2 ba · 2,755 sqft · $290/sqft · 22 DOM

3213 LUMBER FALLS DRIVESold · Sep ’25

$539,890

3213 LUMBER FALLS DRIVE

4 bd · 3.5 ba · 2,721 sqft · $198/sqft · 67 DOM

3332 IVY HOLLOW DRIVESold · Aug ’25

$404,990

3332 IVY HOLLOW DRIVE

5 bd · 3 ba · 2,605 sqft · $155/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3817 SUNNY SPRING STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3817 SUNNY SPRING STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3817 SUNNY SPRING STREET FAQs

What would the monthly payment be for 3817 SUNNY SPRING STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3817 SUNNY SPRING STREET?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3817 SUNNY SPRING STREET?+

The most recent tax bill on record (2025) was $9,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3817 SUNNY SPRING STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $479,997, this home is listed about 20% above the Plant City median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3817 SUNNY SPRING STREET?+

Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · James Cinada. MLS #O6428236.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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