1427 SE 1ST AVENUE, GAINESVILLE, FL, 32641
Active9 days on marketListed Jul 27, 2026MLS #O6428227
About this home
1427 SE 1ST AVENUE
Calling all investors. Excellent opportunity to place a little TLC into a home that is approximately 2 miles from the University of FL campus. The home had the entire roof replaced in 2015. HVAC replaced in 2025. Go see to appreciate. Home is priced AS-IS.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.18 ac
Lot size
1947
Year built
One
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−52.1%
$/sqft vs Gainesville actives
$110 vs $201
Days on market
9 vs 45 typical
Where $110/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Lincoln Heights
Get to know Gainesville. See the full Gainesville guide →
North Lincoln Heights — neighborhood snapshot
Population
373
Median age
45
Median income
$29,704
Median home value
$143,178
Avg household
2
Households w/ children
62%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
179 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1427 SE 1ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$262,000
1520 NE 1ST AVENUE · same community
3 bd · 2 ba · 1,310 sqft · $200/sqft · 57 DOM
Sold · Jun ’26$272,000
1523 NE 1ST AVENUE · same community
4 bd · 2 ba · 1,544 sqft · $176/sqft · 81 DOM
Sold · May ’26$66,790
851 SE 23RD STREET
2 bd · 1 ba · 800 sqft · $83/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1427 SE 1ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1427 SE 1ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1427 SE 1ST AVENUE FAQs
What would the monthly payment be for 1427 SE 1ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1427 SE 1ST AVENUE?+
The most recent tax bill on record (2025) was $2,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1427 SE 1ST AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $90,000, this home is listed about 69% below the Gainesville median of $291,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1427 SE 1ST AVENUE?+
Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DAYTONA BEACH REALTY CORP · Major Garvin. MLS #O6428227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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