David Ramirez
$395,0003 bd3.5 ba1,872 sqft$211 /sqft$3,251 /mo all-in ↓

227 MCLEODS WAY, WINTER SPRINGS, FL, 32708

Active8 days on marketListed Jul 25, 2026MLS #O6428194

WaterfrontTownhouseJESUPS RESERVE TWNHMS REP

About this home

227 MCLEODS WAY

Experience maintenance-free living in the heart of Winter Springs at Jesup's Reserve, where charming streetscapes, walkability, and everyday convenience come together. Perfectly positioned with peaceful pond views from the front porch and both upper-level balconies, this three-story townhome offers over three levels of thoughtfully designed living space just steps from Winter Springs Town Center. The versatile floor plan begins with a private first-floor bedroom and full bath—ideal for guests, multigenerational living, or a home office. Upstairs, the expansive main living level is designed for entertaining, featuring an open-concept living and dining area that flows seamlessly into the spacious kitchen. Complete with stone countertops, abundant 42” cabinetry, stainless steel appliances, a large center island, and generous prep space, it's a layout equally suited for everyday living and hosting friends and family. The third floor is home to two spacious bedroom suites, including a generous primary retreat with its own private balcony overlooking the water. The en-suite bath features dual vanities, a soaking tub, separate walk-in shower, and large walk-in closet, creating a true owner's sanctuary. Additional highlights include: Roof (2023), AC (2026) with transferrable warranty, fresh interior paint (2026), a convenient second-floor laundry room, powder bath, and attached two-car garage. Beyond your front door, enjoy resort-style amenities including a community pool, spa, and beautifully maintained grounds. Located directly across from Winter Springs Town Center, you'll have Publix, Aldi, restaurants, coffee shops, fitness centers, boutiques, and everyday conveniences just a short walk away. Outdoor enthusiasts will appreciate being minutes from Central Winds Park and the Cross Seminole Trail, while commuters enjoy quick access to SR-417, US-17/92, and top-rated Seminole County schools. Whether you're searching for a low-maintenance primary residence or a lock-and-leave lifestyle without sacrificing space or location, this Jesup's Reserve home delivers the perfect combination of comfort, convenience, and scenic surroundings. Easy to see. Call/Text for your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

1,872

Sqft

0.02 ac

Lot size

2

Garage

2007

Year built

Three Or More

Levels

$211

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingGarage Door Opener · On Street
ExteriorBalcony

Community & fees

HOA fee$300/mo
Taxes (2025)$3,489/yr
PetsYes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$291
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,251/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$291
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$379KedgeAI estimate $404,930 · range $397K$408K$425K

vs edgeAI estimate

−2.5%

$/sqft vs Winter Springs actives

$211 vs $241

Days on market

8 vs 38 typical

Where $211/sqft sits among the 129 Winter Springs actives

24
28 · this home
27
31
10
9
$172–200$200–227$227–254$254–281$281–309$309+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jesup's Reserve

Map of 227 MCLEODS WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando24 min
Orlando Int’l Airport (MCO)33 min
Universal Orlando37 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Jesup's Reserve — neighborhood snapshot

Population

395

Median age

39

Median income

$118,962

Median home value

$386,300

Avg household

3

Households w/ children

57%

For the school run

Seminole County School District

HighWinter Springs High School★★★★★
MiddleIndian Trails Middle School★★★★
ElementaryKeeth Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

86 of 129

Winter Springs actives have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Jul 25, 2026Listed at $395,000 · 8 days on market since
2007Built · JESUPS RESERVE TWNHMS REP

Reality check

What actually sold near 227 MCLEODS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

107 MCLEODS WAYSold · Apr ’26

$380,000

107 MCLEODS WAY · same community

3 bd · 3.5 ba · 1,872 sqft · $203/sqft · 13 DOM

535 CRIMSON LANESold · Aug ’25

$380,000

535 CRIMSON LANE · same community

3 bd · 3.5 ba · 1,872 sqft · $203/sqft · 259 DOM

444 BLUE BAYOU LANESold · Jul ’26

$390,000

444 BLUE BAYOU LANE · same community

3 bd · 3.5 ba · 1,854 sqft · $210/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 227 MCLEODS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 227 MCLEODS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

227 MCLEODS WAY FAQs

What would the monthly payment be for 227 MCLEODS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,251/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 227 MCLEODS WAY?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 227 MCLEODS WAY?+

The most recent tax bill on record (2025) was $3,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 227 MCLEODS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $395,000, this home is listed about 6% below the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 227 MCLEODS WAY?+

Winter Springs High School (high), Indian Trails Middle School (middle), Keeth Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Linda Jokbengboon. MLS #O6428194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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