18318 HOLLAND HOUSE LOOP, LAND O LAKES, FL, 34638
Pending14 days on marketListed Jul 23, 2026MLS #O6427829
About this home
18318 HOLLAND HOUSE LOOP
Virtually Staged. Discover the perfect blend of comfort and style in this spacious 2-story home featuring 4 bedrooms, 2.5 bathrooms, and a 2-car garage. The open-concept layout seamlessly connects the great room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. The kitchen features a center island with ample space for meal prep and casual gatherings. Fresh interior paint and brand-new carpet throughout give the home a bright, refreshed feel, while the screened patio has also been freshly painted, providing the perfect space to relax or entertain outdoors. The thoughtfully designed floor plan offers spacious bedrooms and flexible living areas to accommodate a variety of lifestyles. One or more photos may have been virtually staged, AI-generated, or digitally enhanced to illustrate the property's potential.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,441
Sqft
0.16 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,708 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,708/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs Land O Lakes actives
$180 vs $205
Days on market
14 vs 41 typical
Where $180/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
228 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 18318 HOLLAND HOUSE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
3233 WHITLEY BAY COURT · same community
5 bd · 2.5 ba · 2,171 sqft · $150/sqft · 148 DOM
Sold · Dec ’25$406,000
18055 GLASTONBURY LANE · same community
5 bd · 2.5 ba · 2,171 sqft · $187/sqft · 42 DOM
Sold · Feb ’26$386,000
2853 TRINITY COTTAGE DRIVE · same community
4 bd · 3 ba · 1,913 sqft · $202/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18318 HOLLAND HOUSE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18318 HOLLAND HOUSE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18318 HOLLAND HOUSE LOOP FAQs
What would the monthly payment be for 18318 HOLLAND HOUSE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,708/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18318 HOLLAND HOUSE LOOP?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18318 HOLLAND HOUSE LOOP?+
The most recent tax bill on record (2025) was $8,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18318 HOLLAND HOUSE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $439,900, this home is listed about 5% above the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18318 HOLLAND HOUSE LOOP?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAINSTAY BROKERAGE LLC · Summer Brady. MLS #O6427829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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