2900 WATERLILY WAY, POINCIANA, FL, 34759
Active21 days on marketListed Jul 23, 2026MLS #O6427811
About this home
2900 WATERLILY WAY
Welcome home to this beautifully designed smart home in the highly desirable Lake Deer Estates community of Poinciana! Built in 2024, this move-in ready 3-bedroom, 2-bath residence offers 1,600 square feet of thoughtfully designed living space, combining modern style, energy efficiency, and everyday comfort. The property is located in Lake Deer Estates, a completed new construction community. Step inside to an open-concept floor plan where the spacious living, dining, and kitchen areas flow seamlessly together, creating the perfect space for entertaining or everyday living. The gourmet kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, a generous walk-in pantry, and plenty of workspace for the home chef. The private primary suite serves as a relaxing retreat with a large walk-in closet and an ensuite bathroom complete with dual vanities. Two additional bedrooms offer flexibility for family, guests, or a home office. Smart home technology, energy-efficient construction, and quality finishes provide convenience and peace of mind. One of this home's standout features is the private backyard with no rear neighbors, allowing you to enjoy your covered lanai with added privacy for morning coffee, evening relaxation, or weekend barbecues. Residents of Lake Deer Estates enjoy outstanding community amenities including a community pool, dog park, and playground, while the low HOA also includes cable and high-speed internet, adding exceptional value and convenience. Conveniently located just minutes from Poinciana Community Park, shopping, restaurants, schools, and major roadways, this home offers an ideal balance of peaceful living and easy access to everything Central Florida has to offer. Whether you're a first-time homebuyer, growing family, or investor, this exceptional home checks all the boxes. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs LAKE DEER ESTATES
$178 vs $173
Days on market
21 vs 22 typical
Where $178/sqft sits among the 23 homes for sale in LAKE DEER ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
8 of 23
LAKE DEER ESTATES have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 2900 WATERLILY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$284,990
3884 BLUETHREAD WAY · same community
4 bd · 2 ba · 1,564 sqft · $182/sqft · 141 DOM
Sold · Apr ’26$283,000
3892 BLUETHREAD WAY · same community
4 bd · 2 ba · 1,562 sqft · $181/sqft · 101 DOM
Sold · Dec ’25$265,000
3340 PINE LILY AVENUE · same community
4 bd · 2 ba · 1,665 sqft · $159/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2900 WATERLILY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2900 WATERLILY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2900 WATERLILY WAY FAQs
What would the monthly payment be for 2900 WATERLILY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2900 WATERLILY WAY?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2900 WATERLILY WAY?+
The most recent tax bill on record (2025) was $3,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2900 WATERLILY WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $285,000, this home is listed about 2% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2900 WATERLILY WAY?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARKET CONNECT REALTY LLC · Corey Smallman. MLS #O6427811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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