544 TORTOLA AVENUE, TAVARES, FL, 32778
Active14 days on marketListed Jul 31, 2026MLS #O6427793
About this home
544 TORTOLA AVENUE
Looking for a 3-bed home in Tavares under $300,000? This well-maintained single family home in the Groves at Baytree community offers 3 bedrooms, 2 bathrooms, a spacious fenced backyard, and a functional layout designed for comfortable everyday living, all in a convenient Tavares location close to shopping, dining, and major roadways. Welcome to 544 Tortola Ave, Tavares, FL 32778, a charming single family home offering 1,421 square feet of thoughtfully designed living space. Built in 2014, this residence combines comfort, functionality, and low maintenance living in the desirable Groves at Baytree Phase 05 community. Property Highlights: 3 bedrooms and 2 full bathrooms, 1,421 square feet of living space, Built in 2014, Attached 2-car garage, Spacious fenced backyard with room to relax, entertain, or enjoy outdoor activities, Open floor plan with comfortable living and dining areas, Natural flow between the main living spaces for everyday convenience. Great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home. The generous backyard provides additional privacy thanks to the fenced perimeter, creating an inviting outdoor space for gatherings, gardening, pets, or simply enjoying Florida's beautiful weather. Conveniently located in Tavares, this home offers easy access to shopping, restaurants, parks, medical facilities, and major roadways, making daily commuting and weekend activities simple and convenient. If you have been searching for a 3-bed home in Tavares, this property offers an excellent combination of value, location, and comfortable living. Schedule your private showing today and discover everything this home brings.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,421
Sqft
0.19 ac
Lot size
2
Garage
2014
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Tavares actives
$197 vs $192
Days on market
14 vs 49 typical
Where $197/sqft sits among the 245 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $306K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
119 of 245
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 544 TORTOLA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$288,000
4510 BARBUDA DRIVE · same community
3 bd · 2 ba · 1,629 sqft · $177/sqft · 195 DOM
Sold · Jan ’26$317,000
2416 MARTINS RUN
3 bd · 2 ba · 1,420 sqft · $223/sqft · 10 DOM
Sold · Nov ’25$221,700
2808 WEKIVA ROAD
2 bd · 2 ba · 1,432 sqft · $155/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 544 TORTOLA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 544 TORTOLA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
544 TORTOLA AVENUE FAQs
What would the monthly payment be for 544 TORTOLA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 544 TORTOLA AVENUE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 544 TORTOLA AVENUE?+
The most recent tax bill on record (2025) was $2,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 544 TORTOLA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $280,000, this home is listed about 15% below the Tavares median of $329,740. The market section on this page shows how the area is trending.
Which schools are assigned to 544 TORTOLA AVENUE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Lisette Maestre. MLS #O6427793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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