David Ramirez
$375,0003 bd3.5 ba2,059 sqft$182 /sqft$3,256 /mo all-in ↓

1431 SHALLCROSS AVENUE, ORLANDO, FL, 32828

Active11 days on marketListed Jul 24, 2026MLS #O6427604

Priced 15% below the ORLANDO 32828 medianTownhouseSPRING ISLE

About this home

1431 SHALLCROSS AVENUE

Virtually Staged. Nestled within the highly desirable, 24-hour guard-gated community of Spring Isle, this spacious 3-bedroom, 3.5-bath townhome offers a versatile floor plan, thoughtful updates, and a low-maintenance lifestyle in the heart of East Orlando. Each bedroom features its own private en-suite bathroom, including a first-floor suite that's perfect for guests, multigenerational living, or a private home office. Natural light pours into the home, while high ceilings and tranquil pond views enhance the open, inviting feel throughout the main living areas. The spacious kitchen is equipped with 42-inch wood cabinetry with crown molding, a breakfast bar for casual dining, and generous cabinet and counter space, flowing seamlessly into the living and dining areas. A convenient half bath on the main level adds extra functionality for entertaining and everyday living. Recent improvements include a new roof and exterior paint in 2023, both maintained by the HOA, along with new A/C evaporator coils installed in 2023. The home also offers a two-car garage, private driveway, and convenient guest parking nearby. Spring Isle provides exceptional value with HOA dues covering lawn care, roof maintenance, and exterior painting. Residents enjoy resort-style amenities including a community pool, fitness center, playground, dog park, and 24-hour guard-gated security. Enjoy an unbeatable location with easy access to Avalon Park Town Center, UCF, Valencia College East Campus, Downtown Orlando, shopping, dining, and major highways including SR-408, SR-417, and SR-528. Zoned for highly rated schools and offering excellent long-term value, this is an outstanding opportunity to own in one of East Orlando's most sought-after communities. Whether you're searching for a primary residence or an investment property, this home is one you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,059

Sqft

0.1 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$182

Per sqft

Water view

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$247/mo
Taxes (2024)$5,706/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,256 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$475
HOA fee — from the listing$247
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,256/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$475
HOA / condo fee$247
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$332KedgeAI estimate $351,669 · range $346K$361K$390K

vs edgeAI estimate

+6.6%

$/sqft vs SPRING ISLE

$182 vs $207

Days on market

11 vs 40 typical

Where $182/sqft sits among the 8 homes for sale in SPRING ISLE

1
2 · this home
0
1
3
1
$170–178$178–187$187–196$196–204$204–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Isle

Map of 1431 SHALLCROSS AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)31 min
Universal Orlando35 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Spring Isle — neighborhood snapshot

Population

5,784

Median age

39

Median income

$127,117

Median home value

$385,719

Avg household

3

Households w/ children

632

For the school run

Orange County School District

ElementaryTimber Lakes Elementary★★★★
HighTimber Creek High★★★★
MiddleTimber Springs Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 8

SPRING ISLE have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $375,000 · 11 days on market since
2006Built · SPRING ISLE

Reality check

What actually sold near 1431 SHALLCROSS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1454 SHALLCROSS AVENUESold · Jan ’26

$325,000

1454 SHALLCROSS AVENUE · same community

2 bd · 3.5 ba · 2,059 sqft · $158/sqft · 136 DOM

1101 SHALLCROSS AVENUESold · May ’26

$355,000

1101 SHALLCROSS AVENUE · same community

3 bd · 3.5 ba · 2,074 sqft · $171/sqft · 21 DOM

1130 SHALLCROSS AVENUESold · Dec ’25

$338,500

1130 SHALLCROSS AVENUE · same community

3 bd · 3.5 ba · 2,074 sqft · $163/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1431 SHALLCROSS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1431 SHALLCROSS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1431 SHALLCROSS AVENUE FAQs

What would the monthly payment be for 1431 SHALLCROSS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,256/mo — principal and interest, the actual property-tax bill, the $247/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1431 SHALLCROSS AVENUE?+

The association fee works out to $247 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1431 SHALLCROSS AVENUE?+

The most recent tax bill on record (2024) was $5,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1431 SHALLCROSS AVENUE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $375,000, this home is listed about 5% below the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1431 SHALLCROSS AVENUE?+

Timber Lakes Elementary (elementary), Timber Creek High (high), Timber Springs Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32828 market on paper

$375,000 is 15% below the ORLANDO 32828 median of $439,000, and at $182/sqft it sits under the Orlando average of $264.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Timber Lakes Elementary, Timber Creek High, Timber Springs Middle — Timber Lakes Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Dominick Florio. MLS #O6427604.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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