David Ramirez
Pending
$399,0003 bd2 ba1,798 sqft$222 /sqft$2,802 /mo all-in ↓

2340 DERBYSHIRE ROAD, MAITLAND, FL, 32751

Pending6 days on marketListed Jul 23, 2026MLS #O6427560

Priced 12% below the MAITLAND 32751 medianSingle Family ResidenceENGLISH ESTATES UNIT 2

About this home

2340 DERBYSHIRE ROAD

Offered for the first time in 42 years, this well-maintained 3-bedroom, 2-bath home is located in the highly desirable English Estates community in Seminole County. With spacious living areas, quality construction, and timeless character, this home offers a wonderful opportunity to make it your own. A circular driveway provides ample parking with plenty of room for multiple vehicles, including an RV or boat. Inside, the home features a formal living room with a wood-burning fireplace and traditional mantle. The kitchen includes a cozy eat-in dining area centered around a second wood-burning brick fireplace, while the adjacent family room is filled with natural light from a wall of windows overlooking the backyard. All three bedrooms are generously sized, including an oversized primary suite with a walk-in closet. Recent updates include a new roof (2020) and a whole-house generator (2018). Additional features include double-pane windows, a well solely for the sprinkler system, a walk-in attic, attic fan, outdoor shower, and flood lights. English Estates is one of Maitland's most established neighborhoods, offering Seminole County schools and convenient access to shopping, dining, parks, major roadways, and Downtown Orlando. From this location you are less than 10 minutes to the I-4 Express lanes to get to downtown in 20 minutes total, you are 15 minutes to the hustle and bustle of Winter Park Village and all surrounding shops and restaurants. This is a rare opportunity to own a home that has been lovingly cared for and is ready for its next owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,798

Sqft

0.28 ac

Lot size

2

Garage

1961

Year built

One

Levels

$222

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDryer · Washer
InteriorAttic Fan · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCircular Driveway · Driveway
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$1,397/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesPublic · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,802/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$383KedgeAI estimate $609,044 · range $517K$770K$801K

vs edgeAI estimate

−34.5%

$/sqft vs Maitland actives

$222 vs $287

Days on market

6 vs 41 typical

Where $222/sqft sits among the 105 Maitland actives

32 · this home
24
23
7
8
11
$164–230$230–296$296–362$362–428$428–494$494+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maitland

Map of 2340 DERBYSHIRE ROAD

Drive times from this address

Downtown Orlando15 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Maitland. See the full Maitland guide →

MAITLAND 32751 — neighborhood snapshot

Population

22,853

Median age

38.7

Median income

$94,277

Median home value

$433,100

Avg household

2.27

Households w/ children

2,397

For the school run

Seminole County School District

ElementaryLake Orienta Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighLyman High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$526K$469K

Maitland median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

59 of 105

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $399,000 · 6 days on market since
1961Built · ENGLISH ESTATES UNIT 2

Reality check

What actually sold near 2340 DERBYSHIRE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2319 HUNTERFIELD ROADSold · May ’26

$518,000

2319 HUNTERFIELD ROAD · same community

4 bd · 2 ba · 1,798 sqft · $288/sqft · 4 DOM

2570 DERBYSHIRE BOULEVARDSold · Jun ’26

$545,000

2570 DERBYSHIRE BOULEVARD · same community

4 bd · 3 ba · 1,857 sqft · $293/sqft · 100 DOM

2570 DERBYSHIRE ROADSold · Oct ’25

$361,200

2570 DERBYSHIRE ROAD · same community

4 bd · 3 ba · 1,857 sqft · $195/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2340 DERBYSHIRE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2340 DERBYSHIRE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2340 DERBYSHIRE ROAD FAQs

What would the monthly payment be for 2340 DERBYSHIRE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2340 DERBYSHIRE ROAD?+

The most recent tax bill on record (2025) was $1,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2340 DERBYSHIRE ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Maitland?+

At $399,000, this home is listed about 29% below the Maitland median of $564,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2340 DERBYSHIRE ROAD?+

Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Kristine McKinley. MLS #O6427560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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