David Ramirez
Short-Term Rental Eligible
$629,9008 bd7 ba3,565 sqft$177 /sqft$4,933 /mo all-in ↓

4416 SHIVA LOOP, KISSIMMEE, FL, 34746

Active1 days on marketListed Jul 23, 2026MLS #O6427419

Private poolFully furnishedSingle Family ResidenceVERANDA PALMS PH 2A

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

About this home

4416 SHIVA LOOP

Welcome to 4416 Shiva Loop in Veranda Palms, a fully furnished 8 bedroom, 7 bathroom pool home in the heart of Kissimmee, Florida. Designed for comfort, flexibility, and Florida living, this spacious residence offers an ideal opportunity as a primary residence, vacation home, second home, or investment property. Inside, the home features an open and functional floor plan with generous living areas, a well-appointed kitchen, and plenty of space for family, guests, and entertaining. With 6 bedrooms offering ensuite bathrooms, the layout provides privacy and convenience for larger households, visiting guests, or vacation rental use. The home is being sold completely furnished, making it easy to move in, enjoy as a vacation retreat, or prepare for rental use. Step outside to your private screened outdoor living area featuring a sparkling pool and spa, perfect for relaxing after a day at the parks or enjoying the Central Florida sunshine. Whether you are hosting family, entertaining guests, or creating a resort-style experience, this outdoor space is a true highlight. Located in the desirable Veranda Palms community, this Kissimmee home places you close to all that Orlando, Walt Disney World, theme parks, shopping, dining, entertainment, and major Central Florida attractions have to offer. The location makes it convenient for everyday living while also offering strong appeal for vacation home buyers and investors looking in the Orlando/Kissimmee market. With its large bedroom count, multiple ensuite bathrooms, private pool and spa, furnished condition, and prime Central Florida location, 4416 Shiva Loop is a rare opportunity to own a versatile home near Disney and the Orlando attractions.

Facts & features

The home at a glance

8

Bedrooms

7

Bathrooms

3,565

Sqft

0.13 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$177

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
FacesEast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$397/mo
Taxes (2025)$8,896/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,933 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$741
HOA fee — from the listing$397
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,990
Interest rate6.00%
Loan term

Estimated payment

$4,933/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$741
HOA / condo fee$397
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Veranda Palms, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVeranda Palms
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price4.1%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Veranda Palms

Map of 4416 SHIVA LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando21 min
Downtown Orlando27 min
Orlando Int’l Airport (MCO)30 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Veranda Palms is a short-term-rental community. See the full guide →

KISSIMMEE 34746 — neighborhood snapshot

Population

57,181

Median age

37.6

Median income

$67,677

Median home value

$328,500

Avg household

3.13

Households w/ children

5,929

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $629,900 · 1 days on market since
2018Built · VERANDA PALMS PH 2A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4416 SHIVA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4416 SHIVA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4416 SHIVA LOOP FAQs

What would the monthly payment be for 4416 SHIVA LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,933/mo — principal and interest, the actual property-tax bill, the $397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4416 SHIVA LOOP?+

The association fee works out to $397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4416 SHIVA LOOP?+

The most recent tax bill on record (2025) was $8,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4416 SHIVA LOOP be rented short-term?+

Yes — this home sits inside Veranda Palms, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4416 SHIVA LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $629,900, this home is listed about 66% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 4416 SHIVA LOOP?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$629,900 runs 80% above the KISSIMMEE 34746 median — but at 3,565 sqft it's also nearly twice the size of the typical Kissimmee listing.

02Zoned for nightly rentals

Veranda Palms is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Fresh on the market

Only 1 day on market in a Kissimmee market that averages 45 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Johanna Chandler. MLS #O6427419.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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