405 KAYDEN COVE, WINTER HAVEN, FL, 33884
Active1 days on marketListed Jul 22, 2026MLS #O6427140
About this home
405 KAYDEN COVE
Welcome to 405 Kayden Cove, a beautiful 4-bedroom, 2-bath home located in the desirable Peace Creek Reserve community in Winter Haven! This well-designed single-story floor plan offers a spacious open-concept layout with a comfortable living area, dining space, and a modern kitchen featuring plenty of cabinet storage, a large island, and stainless-steel appliances. The private owner’s suite includes a walk-in closet and an en-suite bathroom, while the additional bedrooms provide flexibility for family members, guests, or a home office. Enjoy outdoor living with a covered lanai, a two-car garage, and the convenience of a functional layout designed for everyday comfort. Peace Creek Reserve offers great community amenities, including a resort-style swimming pool, playground, and beautiful open spaces for residents to enjoy. Conveniently located near US-27 and Highway 60, this home provides easy access to shopping, restaurants, schools, medical facilities, and popular attractions like LEGOLAND Florida Resort. Its central Florida location also makes commuting to Orlando, Lakeland, and surrounding areas convenient. The application process is simple and straightforward, making it easier to make this wonderful Winter Haven home yours.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,112
Sqft
0.15 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 KAYDEN COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 KAYDEN COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 KAYDEN COVE FAQs
What would the monthly payment be for 405 KAYDEN COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 405 KAYDEN COVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $2,250, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 405 KAYDEN COVE?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of GLASSTONE GROUP INC · Ashley Porto. MLS #O6427140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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