David Ramirez
$279,999$289,9994 bd3 ba2,280 sqft$123 /sqft$2,258 /mo all-in ↓

21619 41ST DRIVE, LAKE CITY, FL, 32024

Active14 days on marketListed Jul 21, 2026MLS #O6427130

Priced 29% below the LAKE CITY 32024 medianReduced $10KModular HomeSUWANEE RANCHETTE DEV

About this home

21619 41ST DRIVE

Welcome to this spacious, like-new 4-bedroom, 3-bath manufactured home offering an impressive 2,280 sq. ft. of living space! Built in 2022, this home features a generous layout with plenty of room for comfortable everyday living and entertaining. The roof, A/C, electric tank water heater, and major appliances are approximately 3–4 years old per seller. Additional features include PVC plumbing, a Challenger pressure tank, private well, and septic system. With its newer construction, expansive living space, and move-in-ready feel, this property is a fantastic opportunity for buyers looking for space, comfort, and a place to call home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,280

Sqft

5 ac

Lot size

2022

Year built

One

Levels

$123

Per sqft

Partially

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesEast
ExteriorFrench Doors · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$3,913/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,258 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$326
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,258/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$326
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake City actives

$123 vs $187

Days on market

14 vs 55 typical

Where $123/sqft sits among the 63 Lake City actives

12 · this home
11
10
11
11
8
$112–138$138–165$165–192$192–219$219–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake City

Map of 21619 41ST DRIVE

Get to know Lake City. See the full Lake City guide →

LAKE CITY 32024 — neighborhood snapshot

Population

20,644

Median age

44.2

Median income

$62,066

Median home value

$201,700

Avg household

2.6

Households w/ children

2,304

For the school run

Columbia County School District

ElementaryWestside Elementary School★★★★
HighColumbia High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake City market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$325K$292K

Lake City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

29 of 63

Lake City actives have cut their price

Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the LAKE CITY 32024 median. See the full Lake City market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,999 $10K
Jul 21, 2026Listed at $289,999 · 14 days on market since
2022Built · SUWANEE RANCHETTE DEV

Reality check

What actually sold near 21619 41ST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3351 208TH STREETSold · Mar ’26

$345,000

3351 208TH STREET

4 bd · 2 ba · 2,135 sqft · $162/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21619 41ST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21619 41ST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

21619 41ST DRIVE FAQs

What would the monthly payment be for 21619 41ST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21619 41ST DRIVE?+

The most recent tax bill on record (2025) was $3,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake City?+

At $279,999, this home is listed about 30% below the Lake City median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21619 41ST DRIVE?+

Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKE CITY 32024 market on paper

$279,999 is 29% below the LAKE CITY 32024 median of $393,150, and at $123/sqft it sits under the Lake City average of $208.

02Strong assigned schools

Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $289,999, now $279,999 — a $10K cut. The full history is in the market section below.

Listing courtesy of CARDINAL REALTY GROUP, LLC. · Nicole Salgado. MLS #O6427130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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