10844 POINCIANA DRIVE, CLERMONT, FL, 34711
Active16 days on marketListed Jul 22, 2026MLS #O6427086
About this home
10844 POINCIANA DRIVE
Discover the rare combination of space, privacy, and waterfront living at 10844 Poinciana Drive in Clermont. Nestled on a scenic 0.90-acre lakefront lot overlooking Little Saw Mill Lake with canal access to Saw Mill Lake, this exceptional split-level home offers endless possibilities for everyday living, entertaining, and enjoying Florida's natural beauty. With 3,528 square feet of living space, the thoughtfully designed floor plan features 3 bedrooms and 2 bathrooms on the main level, creating comfortable day-to-day living, while the expansive lower level provides incredible flexibility. Complete with a spacious living area, kitchenette, and full bathroom, this versatile space is ideal for an in-law suite, guest accommodations, a recreation area, home office, or multi-purpose living space. The home's outdoor spaces are just as impressive. Expansive upper and lower rear porches provide the perfect setting to take in tranquil lake views, sip your morning coffee, unwind at sunset, or host gatherings surrounded by nature. The nearly one-acre property offers room to spread out, garden, play, or simply enjoy the peaceful waterfront setting. Additional highlights include a two-car garage, no HOA, and direct access to two connected lakes for boating, skiing, fishing, kayaking, paddleboarding, or simply embracing the waterfront lifestyle. If you've been searching for a property that combines generous living space, flexible design, and a picturesque lakefront setting, this Clermont home is one you won't want to miss. Schedule your private showing today and experience everything this unique waterfront property has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,528
Sqft
0.9 ac
Lot size
2
Garage
1991
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,566 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,566/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$198 vs $225
Days on market
16 vs 42 typical
Where $198/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $451K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
208 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 10844 POINCIANA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$599,900
10843 POINCIANA DRIVE · same community
4 bd · 2.5 ba · 2,280 sqft · $263/sqft · 3 DOM
Sold · Dec ’25$790,859
11057 NELLIE CROSSING CIRCLE
4 bd · 3.5 ba · 3,287 sqft · $241/sqft · 26 DOM
Sold · Feb ’26$945,000
11248 LITTLE NELLIE DRIVE
3 bd · 2.5 ba · 3,128 sqft · $302/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10844 POINCIANA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10844 POINCIANA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10844 POINCIANA DRIVE FAQs
What would the monthly payment be for 10844 POINCIANA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10844 POINCIANA DRIVE?+
The most recent tax bill on record (2025) was $4,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clermont?+
At $699,000, this home is listed about 49% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10844 POINCIANA DRIVE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARLISLE REALTY, LLC · James Rouadi. MLS #O6427086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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