David Ramirez
$285,0003 bd2 ba1,627 sqft$175 /sqft$2,479 /mo all-in ↓

649 MACON DRIVE, TITUSVILLE, FL, 32780

Active3 days on marketListed Jul 22, 2026MLS #O6427073

Single Family ResidencePLANTATION OAKS/BREVARD PH 2

About this home

649 MACON DRIVE

Virtually Staged. Beautiful, move in ready home with many upgrades and a private backyard. Centrally located in Titusville near schools, shopping, dining and more.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,627

Sqft

0.13 ac

Lot size

2

Garage

2005

Year built

One

Levels

$175

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorVaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

HOA fee$142/mo
Taxes (2025)$4,483/yr
PetsDogs OK, Yes
CommunityClubhouse · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,479 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$374
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,479/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$374
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$274KedgeAI estimate $328,654 · range $328K$331K$344K

vs edgeAI estimate

−13.3%

$/sqft vs Titusville actives

$175 vs $194

Days on market

3 vs 41 typical

Where $175/sqft sits among the 79 Titusville actives

15
29 · this home
23
4
2
6
$114–157$157–200$200–243$243–286$286–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Oaks Of Brevard

Map of 649 MACON DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)49 min
Downtown Orlando49 min
Universal Orlando62 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Titusville. See the full Titusville guide →

Plantation Oaks Of Brevard — neighborhood snapshot

Population

1,031

Median age

51

Median income

$87,743

Median home value

$290,300

Avg household

2

Households w/ children

82%

For the school run

Brevard County School District

HighTitusville High School★★★★★
MiddleAndrew Jackson Middle School★★★★★
ElementaryCoquina Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Titusville market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$317K$307K

Titusville median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

44 of 79

Titusville actives have cut their price

Median sold price, Titusville, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 22, 2026Listed at $285,000 · 3 days on market since
2005Built · PLANTATION OAKS/BREVARD PH 2

Reality check

What actually sold near 649 MACON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2980 DEMARET DRIVESold · May ’26

$339,000

2980 DEMARET DRIVE

3 bd · 2 ba · 1,629 sqft · $208/sqft · 23 DOM

2705 LIBERTY AVENUESold · Mar ’26

$290,000

2705 LIBERTY AVENUE

3 bd · 2 ba · 1,624 sqft · $179/sqft · 22 DOM

3000 ROYAL OAK DRIVESold · Apr ’26

$330,000

3000 ROYAL OAK DRIVE

3 bd · 2 ba · 1,655 sqft · $199/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 649 MACON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 649 MACON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

649 MACON DRIVE FAQs

What would the monthly payment be for 649 MACON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,479/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 649 MACON DRIVE?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 649 MACON DRIVE?+

The most recent tax bill on record (2025) was $4,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 649 MACON DRIVE?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Titusville?+

At $285,000, this home is listed about 14% below the Titusville median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 649 MACON DRIVE?+

Titusville High School (high), Andrew Jackson Middle School (middle), Coquina Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CFL REALTY PROS LLC · Danielle Galloway. MLS #O6427073.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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