2286 CERULEAN DRIVE NW, PALM BAY, FL, 32907
Active14 days on marketListed Jul 23, 2026MLS #O6427058
About this home
2286 CERULEAN DRIVE NW
Welcome to The Timbers at Everlands, one of Palm Bay's premier 55+ gated communities! This beautifully designed single-story Azalea model offers 3 bedrooms, 2 bathrooms, of thoughtfully designed living space. The open-concept floor plan seamlessly connects the kitchen, dining area, and spacious great room, creating the perfect space for everyday living and entertaining. The kitchen features stylish shaker cabinetry, quartz countertops, and luxury vinyl plank flooring that extends throughout the home. Sliding glass doors lead to a covered lanai, providing the ideal spot to relax and enjoy Florida's year-round weather. Additional highlights include impact-resistant windows, a paver driveway and entry, gutters, window blinds throughout, and a spacious two-car garage. Residents of The Timbers at Everlands enjoy exceptional resort-style amenities, including a clubhouse, fitness center, swimming pool, pickleball and tennis courts, bocce ball, putting greens, fishing piers, and beautifully maintained grounds—all designed to support an active, low-maintenance lifestyle. Conveniently located near shopping, dining, medical facilities, and major roadways, this home offers the perfect combination of comfort, convenience, and community living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,794
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Palm Bay actives
$162 vs $209
Days on market
14 vs 44 typical
Where $162/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
93 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 2286 CERULEAN DRIVE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$347,950
2892 ANTARUS DRIVE NW · same community
2 bd · 2.5 ba · 1,713 sqft · $203/sqft · 0 DOM
Sold · Jan ’26$273,000
1485 LOMBARD STREET NW
3 bd · 2 ba · 1,757 sqft · $155/sqft · 0 DOM
Sold · Nov ’25$417,000
3440 VIRIDIAN CIRCLE
4 bd · 2 ba · 1,839 sqft · $227/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2286 CERULEAN DRIVE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2286 CERULEAN DRIVE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2286 CERULEAN DRIVE NW FAQs
What would the monthly payment be for 2286 CERULEAN DRIVE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,791/mo — principal and interest, the actual property-tax bill, the $254/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2286 CERULEAN DRIVE NW?+
The association fee works out to $254 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2286 CERULEAN DRIVE NW?+
The most recent tax bill on record (2025) was $6,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2286 CERULEAN DRIVE NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $290,000, this home is listed about 18% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2286 CERULEAN DRIVE NW?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPICAL SPRINGS REALTY · Nick Nastase. MLS #O6427058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Bay homes, in your inbox
Like 2286 CERULEAN DRIVE NW but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →