
351 KENTUCKY BLUE CIRCLE, APOPKA, FL, 32712
Active11 days on marketListed Jul 22, 2026MLS #O6427015
About this home
351 KENTUCKY BLUE CIRCLE
Welcome to 351 Kentucky Blue Circle, an immaculate custom home situated on a private 4.48-acre estate within Bluegrass Estates, a highly sought-after gated equestrian community. Offering an exceptional combination of luxury, privacy, and refined country living, this remarkable property features 4 bedrooms, 4.5 bathrooms, a private office, an oversized bonus room that may serve as a fifth bedroom, an oversized three-car garage, and a spectacular resort-style outdoor retreat. Upon entering, you are immediately greeted by captivating views of the pool and expansive grounds beyond. The thoughtfully designed split-bedroom floor plan features soaring ceilings, elegant formal living and dining rooms, and a spacious family room that flows seamlessly into the gourmet kitchen. Designed for both everyday living and entertaining, the kitchen is appointed with granite countertops, custom cabinetry, a large center island, double ovens, a custom range hood, and a Viking refrigerator. The private primary suite offers a peaceful escape with French doors opening directly to the covered lanai. The luxurious primary bathroom includes dual vanities, a Jacuzzi tub, a spacious walk-in shower, and generous closet space. Step outside and experience your own private resort. The expansive 18’x48’ covered lanai overlooks a stunning pool with waterfalls, an inviting spa, and a fire pit, creating the ideal setting for entertaining or relaxing while enjoying views of nearly 4.5 acres of cross fenced pasture. The home is further enhanced by numerous valuable upgrades, including a fully paid 17-kilowatt solar system, a newer roof, new water heaters, a brand-new pool pump, and an electric vehicle charging station. Equestrian enthusiasts will appreciate the horse-friendly zoning, direct access to approximately three miles of community riding trails, and a community arena designed for jumping and schooling. With expansive pastureland and exceptional neighborhood amenities, this property offers a true equestrian lifestyle without compromising comfort or sophistication. Ideally located just minutes from the growing Kelly Park Interchange District, with new shopping, dining, and retail development, as well as convenient access to State Road 429, this extraordinary estate provides easy connectivity throughout Central Florida while preserving the privacy and tranquility of country living. This is a rare opportunity to own an exceptional luxury equestrian estate in one of the area’s most desirable gated communities.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,690
Sqft
4.48 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,697 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,697/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apopka actives
$351 vs $218
Days on market
11 vs 28 typical
Where $351/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bluegrass Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
Bluegrass Estate — neighborhood snapshot
Population
465
Median age
47
Median income
$110,568
Median home value
$447,300
Avg household
3
Households w/ children
39%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
179 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 351 KENTUCKY BLUE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,438,125
250 KENTUCKY BLUE CIRCLE · same community
5 bd · 4 ba · 4,426 sqft · $325/sqft · 32 DOM
Sold · Apr ’26$1,375,000
401 KENTUCKY BLUE CIRCLE · same community
5 bd · 5.5 ba · 4,474 sqft · $307/sqft · 77 DOM
Sold · Apr ’26$2,150,000
209 KENTUCKY BLUE CIRCLE · same community
6 bd · 6 ba · 6,024 sqft · $357/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 351 KENTUCKY BLUE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 351 KENTUCKY BLUE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
351 KENTUCKY BLUE CIRCLE FAQs
What would the monthly payment be for 351 KENTUCKY BLUE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,697/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 351 KENTUCKY BLUE CIRCLE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 351 KENTUCKY BLUE CIRCLE?+
The most recent tax bill on record (2025) was $9,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 351 KENTUCKY BLUE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $1,295,000, this home is listed about 188% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 351 KENTUCKY BLUE CIRCLE?+
Kelly Park School (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,295,000 runs 174% above the APOPKA 32712 median — but at 3,690 sqft it's also nearly twice the size of the typical Apopka listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Kelly Park School, Apopka High — Kelly Park School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Chris Pixley. MLS #O6427015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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